Harrison Bergeron said:FLBear5630 said:Harrison Bergeron said:FLBear5630 said:
You guys do a great job in stating the obvious. Yeah, the system is broke. EVERYONE agrees on that. Most health insurance that people can afford sucks. The system is set up to eliminate the sick people from the cohort, sort of counterproductive for health care, don't you think? The system wants premiums of the healthy and elimination of the sick, efficiency... The system will not reward prevention or if it does it is marginal. Prescriptions are out of control, even basics like insulin are problematic. We ALL agree. It is one item that there is actual bi-partisan support. Except from those that made fortunes denying people health care.
SO, what is your plan besides pricing millions out of the little bit of health insurance they have? What plan to replace the horrible ACA, which reduced un-insured by 51%? Those of us in Florida, we know this game. We are fighting in homeowners too. But everyone in a Government program, then say it is too expensive and do away with it to save Government spending. Meanwhile, millions don't have insurance in a world that requires insurance.
So, put your great analytical skills that came to conclusion to take away health insurance from millions and give us an alternative. Anything... Or, will we hear how they deserve it because they made bad choices so either pay or die?
Your turn, what you got?
What alternative have the Democrats proposed other than kickbacks to Big Insurance?
I think it has been posted myriad times. Let the free market manage it and get Obamacare out of it. What you don't seem to realize is the problems with Obamacare is Obamacare - the Democrat regulations that make it designed to fail so they could usher in more dependency and authoritarianism.
Is the Democrat's signature legislation - Obamacare - a complete failure?
Why does it require covid-era subsidies?
What is the average cost / person / year on health care?
Are kickbacks to Big Insurance wanted by Democrats more or less than the average cost / person / year?
So you have nothing? You have absolutely no alternative for health insurance for the 23 million that use ACA, correct? I have asked multiple times and no programs, your only response was
"are there no free clinics and non-profit hospitals that have to do pro bono"? Sort of sounds like "are their no prisons? Are there no work houses?" (tis the season).
Part of why I keep asking you the questions you refuse to answer is to help you connect the dots. I will explain it to you, but I cannot understand it for you.
Democrats want $62K / person / year in kickbacks to Big Insurance for Obamacare.
The average person spends $14.5K / year in health care costs.
If you understand math, you will realize there is a ~$38K / year / person gap - why do you think Democrats want to give this extra kickback to Big Insurance?
I have given you the answer - the free market. You just keep ignoring it. Get the government out of health care and what replaces Obamacare will be better. The problem with Obamacare is the terrible Democrat rules - remove those and it will be fine. To try to explain it it you again - the government should not try to fix Obamacare because it is terrible. Abolish it and the free market will take care of it.
Free market insurance? That is your answer. If the Free Market worked in the first place we wouldn't have the ACA. The reason we had to go to the ACA was there were so many uninsured and they were destroying the system by using ER's OR not getting care at all until they were dire.
You can't keep yelling free market in a Health Insurance dominated market. No one under the top .5% can be self-insured and the way the system is set up those that need it can't get it. There is no free market fix to that. The free-market efficiency will price or eliminate those that need care. Why? Because paying for those that need care is not profitable, insurance companies do not make money paying out.
It is a vicious cycle that led to ACA where the Government made it profitable for the insurance companies to play. ACA was a compromise between the European model and the free market. There is no free-market solution when the road to profit is avoiding paying claims, which is the whole reason people get insurance. This is one instance, like infrastructure, utilities and defense, that the Government has to play a role. It is not a lib or conservative thing, it is a free market capitalism flaw. If you get cancer, that is not profitable for your Health Insurance provider. Health care has become an infrastructure utility as technology and knowledge has made treatments available.
The Founding Fathers could not have foreseen this, if they could I am sure it would be in the Bill of Rights. In 1700's the gap between the how the wealthy were treated and how the poor was treated was much narrower than today. Thomas Jefferson could not conceive of a CAT Scan or MRI. There HAS to be avenues to deal with these issues as tech and AI take off.
We are seeing the same in the Gulf States with homeowners. Space is going to become an huge issue, who owns space?
By the way, I answered your questions several times. You just don't accept the answers.
So, what is your alternative to pricing people out of the market? Or, is that it?
