This young man has an interesting channel that looks at a number of the problems young men experience in Church today. Here, he looks at the generational divide.

JFC….,

ABC BEAR said:

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What a bunch of cry-tits. We Boomers had to struggle with 19% interest rates when we were his age. We made it big, so can he.

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Yes

We did ok with those interest rates.

But I also saw a lot of guys go broke with em.

The Sissy Generation ......

- Uncle Fred

... is full of Sissies.

D!

Go Bears!!

Jugg Your Javelina Today!!!

{ sipping coffee }

{ eating donut }

FLBear5630 said:

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BaylorFTW said:

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ABC BEAR said:

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What a bunch of cry-tits. We Boomers had to struggle with 19% interest rates when we were his age. We made it big, so can he.

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Do you really think that if your generation traded places with Gen Z that you would be managing better? If so, what makes you think so?

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Well, for one thing we did it once, with recessions, 19% interest, Stagnation, Carter, war, Watergate and gas shortage. So, we have a track record.

Second, we were willing to do what it takes. If a job was somewhere else, we went. If we needed housing, we commuted. Our expectations were based on what we could afford, not what we thought we deserved.

We were able to reduce our needs.We didnt have to have a certain level cell phone, computer, etc... We fixed stuff that broke ourselves and took care of our cars and houses ourselves.

Finally, We were more independent, valued self-reliance. We actually believed it was better to live in a smaller house, make less money and not be able to do things as long as you did it yourself. There was value in doing it yourself, even if it was less. Now, people would sell out for more and could care less if they did it themselves.

For those reasons, i think you would get the exact same results if generations switched.

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Thanks, I appreciate you sharing your thoughts.

However, remember if you change places you take on everything they did. You benefitted from having stable households where divorce was rare. These stable households always provide a safety net which allows you to take risks with businesses or go after certain jobs that you could not do otherwise. It also makes it easier for you to reduce your means when you have that safety net available. The problem with the fixing cars argument is cars have become so complex now that you can no longer reasonably be able to do that as they have become more electrical/computerized or require even specific tools tied to specific brands. Plus, it is harder to find old parts because of environmental regulations.

The job opportunities was also a very different landscape, you weren't competing with women or global employees. For example, my father (a boomer) walked out of college with his choice of 3 different jobs all with signing bonuses. I was Gen X and had better grades, better college and didn't see anything like that. And Gen Z sees even less than I did. So if you trade places with Gen Z, you aren't going to have the money to get even a little house until you get much older or have family subsidize you which is far less likely with all the broken homes.

Another major difference is that the Silent Generation helped the Boomers a good bit in getting started and advancing. We have not seen that with the Boomers where very few have been interested in helping other generations climb the corporate ladder. Instead, we see Boomers retaining property and positions of power into much later ages than prior generations. So they are actually pulling the ladder up. In other words, I don't believe your generation was actually as self reliant as you think they were.

If you give all these benefits to Gen Z, I am sure you would see them perform a whole lot better.

RD2WINAGNBEAR86 said:

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BaylorFTW said:

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ABC BEAR said:

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What a bunch of cry-tits. We Boomers had to struggle with 19% interest rates when we were his age. We made it big, so can he.

---

Do you really think that if your generation traded places with Gen Z that you would be managing better? If so, what makes you think so?

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Loyalty to a company has changed immensely. Had two employers in my 35 year working career. These days, the Zers and even millennials will jump job to job for a few dollars more. Many don't seem to understand the value of benefits and can't see beyond the size of their paycheck.

1. You won't be the boss overnight. Be patient. Pay your dues.
2. Start saving for retirement early. Don't wait. Treat your retirement like a bill. Pay yourself first.
3. Don't live beyond your means. Okay to struggle early on. Don't feel the pressure of keeping up with the Jones's. In your later years, the Jones's may ask you for a loan. They were spending when you were saving.

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And yet, loyalty to employees has changed immensely too. Companies will dump employees to save a few dollars through downsizings, mergers, hiring overseas or now with AI starting to replace workers. Companies also don't normally adjust salaries to rising costs of living and will say no pay increases this year regardless of performance because the business as a whole took a hit. if employees can't trust that the business will even be there in 3 to 5 years, talk of benefits or possible advancement falls on deaf ears. And respectfully if employees jump at a few dollars more over staying put, you have to ask maybe the offering was not as great as you thought it was as it is still normally easier to stay put in a situation rather than to go elsewhere? You may not be underappreciating the actual financial strain they are under?

RD2WINAGNBEAR86 said:

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BaylorFTW said:

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ABC BEAR said:

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What a bunch of cry-tits. We Boomers had to struggle with 19% interest rates when we were his age. We made it big, so can he.

---

Do you really think that if your generation traded places with Gen Z that you would be managing better? If so, what makes you think so?

---

Loyalty to a company has changed immensely. Had two employers in my 35 year working career. These days, the Zers and even millennials will jump job to job for a few dollars more. Many don't seem to understand the value of benefits and can't see beyond the size of their paycheck.

1. You won't be the boss overnight. Be patient. Pay your dues.
2. Start saving for retirement early. Don't wait. Treat your retirement like a bill. Pay yourself first.
3. Don't live beyond your means. Okay to struggle early on. Don't feel the pressure of keeping up with the Jones's. In your later years, the Jones's may ask you for a loan. They were spending when you were saving.

---

Agreed. I came out of the tech business in my corp. days. Even, then, if you weren't moving every year or 2, there was something wrong with you.

BaylorFTW said:

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RD2WINAGNBEAR86 said:

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BaylorFTW said:

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ABC BEAR said:

---

What a bunch of cry-tits. We Boomers had to struggle with 19% interest rates when we were his age. We made it big, so can he.

---

Do you really think that if your generation traded places with Gen Z that you would be managing better? If so, what makes you think so?

---

Loyalty to a company has changed immensely. Had two employers in my 35 year working career. These days, the Zers and even millennials will jump job to job for a few dollars more. Many don't seem to understand the value of benefits and can't see beyond the size of their paycheck.

1. You won't be the boss overnight. Be patient. Pay your dues.
2. Start saving for retirement early. Don't wait. Treat your retirement like a bill. Pay yourself first.
3. Don't live beyond your means. Okay to struggle early on. Don't feel the pressure of keeping up with the Jones's. In your later years, the Jones's may ask you for a loan. They were spending when you were saving.

---

And yet, loyalty to employees has changed immensely too. Companies will dump employees to save a few dollars through downsizings, mergers, hiring overseas or now with AI starting to replace workers. Companies also don't normally adjust salaries to rising costs of living and will say no pay increases this year regardless of performance because the business as a whole took a hit. if employees can't trust that the business will even be there in 3 to 5 years, talk of benefits or possible advancement falls on deaf ears. And respectfully if employees jump at a few dollars more over staying put, you have to ask maybe the offering was not as great as you thought it was as it is still normally easier to stay put in a situation rather than to go elsewhere? You may not be underappreciating the actual financial strain they are under?

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My 20 year old son has worked at an hourly wage 3x what was available to me in low level jobs. That aligns with inflation. We forget how much low level wages jumped post covid.

My own career is not in a field geared toward high earnings - it's service oriented.
I owned my first house at age 36.

Redbrickbear said:

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our entire economy is becoming centered around providing heroic life prolonging care to baby boomers at the expense of every other living generation's ability to build a life and have a home and a family https://t.co/N1x4wtXLRV

— doomer (@uncledoomer) December 24, 2025

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I refuse to let this happen to my family.

I don't pay the medical bills when they come in. I haven't seen a poor doctor or a hospital with crappy landscaping. They are doing alright without my additional funds.

The reality is if I pay the bill these days the doctor is getting his cut, but so is the PE fund manager. I have no desire to contribute to a PE fund manager's 3rd vacation home.

hodedofome said:

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Redbrickbear said:

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our entire economy is becoming centered around providing heroic life prolonging care to baby boomers at the expense of every other living generation's ability to build a life and have a home and a family https://t.co/N1x4wtXLRV

— doomer (@uncledoomer) December 24, 2025

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I refuse to let this happen to my family.

I don't pay the medical bills when they come in. I haven't seen a poor doctor or a hospital with crappy landscaping. They are doing alright without my additional funds.

The reality is if I pay the bill these days the doctor is getting his cut, but so is the PE fund manager. I have no desire to contribute to a PE fund manager's 3rd vacation home.

---

I am unclear what you are representing.

Have you accepted medical services from a doctor and / or hospital ; but now refuse to pay their invoices for those services ?

FLBear5630 said:

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BaylorFTW said:

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ABC BEAR said:

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What a bunch of cry-tits. We Boomers had to struggle with 19% interest rates when we were his age. We made it big, so can he.

---

Do you really think that if your generation traded places with Gen Z that you would be managing better? If so, what makes you think so?

---

Well, for one thing we did it once, with recessions, 19% interest, Stagnation, Carter, war, Watergate and gas shortage. So, we have a track record.

Second, we were willing to do what it takes. If a job was somewhere else, we went. If we needed housing, we commuted. Our expectations were based on what we could afford, not what we thought we deserved.

We were able to reduce our needs.We didnt have to have a certain level cell phone, computer, etc... We fixed stuff that broke ourselves and took care of our cars and houses ourselves.

Finally, We were more independent, valued self-reliance. We actually believed it was better to live in a smaller house, make less money and not be able to do things as long as you did it yourself. There was value in doing it yourself, even if it was less. Now, people would sell out for more and could care less if they did it themselves.

For those reasons, i think you would get the exact same results if generations switched.

---

I agree with much of what you said and think there is a large part of our population that needs to learn how to cut back, budget, or finance better.

So many differences though.

Like the point of this thread… buying power of the dollar.

Then there are the differences in technology and quality of goods.

Starting with phones. Phones were simple and made to last.

Now they really aren't. In the 1960s through 2010 you could buy a phone and it might last for that same 40 year period. Now after about 6 years the companies stop making updates for phones forcing people to get new ones or be stuck with no phone.

You mentioned computer… yet that wasn't a need for most people before the mid to late 90s or later. And it is the same thing as before with the phones. They only last so long.

Cars. Sort of the same thing. They were (for the most part) better built. Especially before things became all plastic, fiberglass, etc.

Fixing things was also easier. Fixing your own electronics requires a lot of know how or specialized tools. Getting parts was easier too. If a tv breaks now it is impossible to find parts. Hence the lack of tv or appliance repair shops like before. All appliances are "smart" now and if the computer part goes out you often need a computer to be able to even tell you what is broken. Same for car.

It is hard to fix your own car when you can't even figure out what is wrong.

Although I would say there are plenty of videos on YouTube on how to fix everything once you figure out what was wrong.

So I think if the generations switched the results would not be the same as a whole because of the differences in buying power, quality of goods, things needed (like cell phones versus one land line), etc.

cowboycwr said:

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FLBear5630 said:

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BaylorFTW said:

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ABC BEAR said:

---

What a bunch of cry-tits. We Boomers had to struggle with 19% interest rates when we were his age. We made it big, so can he.

---

Do you really think that if your generation traded places with Gen Z that you would be managing better? If so, what makes you think so?

---

Well, for one thing we did it once, with recessions, 19% interest, Stagnation, Carter, war, Watergate and gas shortage. So, we have a track record.

Second, we were willing to do what it takes. If a job was somewhere else, we went. If we needed housing, we commuted. Our expectations were based on what we could afford, not what we thought we deserved.

We were able to reduce our needs.We didnt have to have a certain level cell phone, computer, etc... We fixed stuff that broke ourselves and took care of our cars and houses ourselves.

Finally, We were more independent, valued self-reliance. We actually believed it was better to live in a smaller house, make less money and not be able to do things as long as you did it yourself. There was value in doing it yourself, even if it was less. Now, people would sell out for more and could care less if they did it themselves.

For those reasons, i think you would get the exact same results if generations switched.

---

I agree with much of what you said and think there is a large part of our population that needs to learn how to cut back, budget, or finance better.

So many differences though.

Like the point of this thread… buying power of the dollar.

Then there are the differences in technology and quality of goods.

Starting with phones. Phones were simple and made to last.

Now they really aren't. In the 1960s through 2010 you could buy a phone and it might last for that same 40 year period. Now after about 6 years the companies stop making updates for phones forcing people to get new ones or be stuck with no phone.

You mentioned computer… yet that wasn't a need for most people before the mid to late 90s or later. And it is the same thing as before with the phones. They only last so long.

Cars. Sort of the same thing. They were (for the most part) better built. Especially before things became all plastic, fiberglass, etc.

Fixing things was also easier. Fixing your own electronics requires a lot of know how or specialized tools. Getting parts was easier too. If a tv breaks now it is impossible to find parts. Hence the lack of tv or appliance repair shops like before. All appliances are "smart" now and if the computer part goes out you often need a computer to be able to even tell you what is broken. Same for car.

It is hard to fix your own car when you can't even figure out what is wrong.

Although I would say there are plenty of videos on YouTube on how to fix everything once you figure out what was wrong.

So I think if the generations switched the results would not be the same as a whole because of the differences in buying power, quality of goods, things needed (like cell phones versus one land line), etc.

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Yeah, alot if what you say is true on the things part.

The difference is in the attitudes. The biggest difference is the drive and desire to do your life yourself, however successful. Our generation valued not taking help. Not having parents pay for us. We were raised to be much more independent, no matter what the outcome. We as a society today are much more concerned with outcome, not how we accomplish it. The ends justifies the means now. We were more concerned with not having help.

Noticed Victor Davis Hanson indirectly called out the liberal Boomers yesterday so at least one Boomer is breaking ranks.

Victor Davis Hanson: The War on White Men Is RealHere's the Proof

KaiBear said:

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hodedofome said:

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Redbrickbear said:

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our entire economy is becoming centered around providing heroic life prolonging care to baby boomers at the expense of every other living generation's ability to build a life and have a home and a family https://t.co/N1x4wtXLRV

— doomer (@uncledoomer) December 24, 2025

---

I refuse to let this happen to my family.

I don't pay the medical bills when they come in. I haven't seen a poor doctor or a hospital with crappy landscaping. They are doing alright without my additional funds.

The reality is if I pay the bill these days the doctor is getting his cut, but so is the PE fund manager. I have no desire to contribute to a PE fund manager's 3rd vacation home.

---

I am unclear what you are representing.

Have you accepted medical services from a doctor and / or hospital ; but now refuse to pay their invoices for those services ?

---

I don't think you can legally call what I have received as accepted medical services.

I am told to show up early, whereby I wait until the doctor is ready. In no other business is this acceptable except for working with our dumb federal agencies.

The doctor decides what he wants to do to me, but has no idea how much it may cost. "It's complicated and I can't be expected to know that." Well I've worked in complicated businesses all my life, and we always give the customer the price before they buy. And they hold us to it.

If I'm lucky, I'll find an office manager who can give me a price, but there is little chance that's the actual price. I'll get bills from companies I've never heard of, and for things like facility fees which should be illegal. I never agreed to any of these things, they just come in for a period of months and I'm expected to pay them. In no other business is this type of behavior acceptable.

Tell me, when you don't pay a medical bill, what happens? I'll tell you what happens when I don't pay - nothing. Nothing happens.

hodedofome said:

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KaiBear said:

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hodedofome said:

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Redbrickbear said:

---

our entire economy is becoming centered around providing heroic life prolonging care to baby boomers at the expense of every other living generation's ability to build a life and have a home and a family https://t.co/N1x4wtXLRV

— doomer (@uncledoomer) December 24, 2025

---

I refuse to let this happen to my family.

I don't pay the medical bills when they come in. I haven't seen a poor doctor or a hospital with crappy landscaping. They are doing alright without my additional funds.

The reality is if I pay the bill these days the doctor is getting his cut, but so is the PE fund manager. I have no desire to contribute to a PE fund manager's 3rd vacation home.

---

I am unclear what you are representing.

Have you accepted medical services from a doctor and / or hospital ; but now refuse to pay their invoices for those services ?

---

I don't think you can legally call what I have received as accepted medical services.

I am told to show up early, whereby I wait until the doctor is ready. In no other business is this acceptable except for working with our dumb federal agencies.

The doctor decides what he wants to do to me, but has no idea how much it may cost. "It's complicated and I can't be expected to know that." Well I've worked in complicated businesses all my life, and we always give the customer the price before they buy. And they hold us to it.

If I'm lucky, I'll find an office manager who can give me a price, but there is little chance that's the actual price. I'll get bills from companies I've never heard of, and for things like facility fees which should be illegal. I never agreed to any of these things, they just come in for a period of months and I'm expected to pay them. In no other business is this type of behavior acceptable.

Tell me, when you don't pay a medical bill, what happens? I'll tell you what happens when I don't pay - nothing. Nothing happens.

---

Did someone force you to go to the doctor against your will ?

I do feel for the Ute dudes who might want to get married - the Cray Cray Purple Haired Screaming Mimis are probably half the dating pool these days???

Maybe 40% -

- UF

D!

whiterock said:

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“Consumers don't produce inflation. Producers don't produce inflation. Inflation is produced only by too much government spending and too much government creation of money, and nothing else.” — Milton Friedman pic.twitter.com/ZnJIaOopGQ

— Trending Bitcoin (@TrendingBitcoin) December 25, 2025

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still the same basic macro equation:

MV = PQ.

- UF

D!

Ole Milton also encouraged illegal immigration. For a man as smart as people claim he was, he should have realized it was a bad idea long term. I think had he been a Christian rather than agnostic, he would have recognized some of the problems.

I think the situation is more complex. Planned obsolescence, for example, has happened in different industries at different times. This is due to shifting competitive opportunities and demographics.

It also matters how the public reacts.

... and Depreciation rate * Assets == Liquidation * Equity.

- el UF

D!

{ sipping coffee }

Go Bears!!

DA = LE.

hodedofome said:

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KaiBear said:

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hodedofome said:

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Redbrickbear said:

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our entire economy is becoming centered around providing heroic life prolonging care to baby boomers at the expense of every other living generation's ability to build a life and have a home and a family https://t.co/N1x4wtXLRV

— doomer (@uncledoomer) December 24, 2025

---

I refuse to let this happen to my family.

I don't pay the medical bills when they come in. I haven't seen a poor doctor or a hospital with crappy landscaping. They are doing alright without my additional funds.

The reality is if I pay the bill these days the doctor is getting his cut, but so is the PE fund manager. I have no desire to contribute to a PE fund manager's 3rd vacation home.

---

I am unclear what you are representing.

Have you accepted medical services from a doctor and / or hospital ; but now refuse to pay their invoices for those services ?

---

I don't think you can legally call what I have received as accepted medical services.

I am told to show up early, whereby I wait until the doctor is ready. In no other business is this acceptable except for working with our dumb federal agencies.

The doctor decides what he wants to do to me, but has no idea how much it may cost. "It's complicated and I can't be expected to know that." Well I've worked in complicated businesses all my life, and we always give the customer the price before they buy. And they hold us to it.

If I'm lucky, I'll find an office manager who can give me a price, but there is little chance that's the actual price. I'll get bills from companies I've never heard of, and for things like facility fees which should be illegal. I never agreed to any of these things, they just come in for a period of months and I'm expected to pay them. In no other business is this type of behavior acceptable.

Tell me, when you don't pay a medical bill, what happens? I'll tell you what happens when I don't pay - nothing. Nothing happens.

---

I get what you are saying and think this is part of the biggest problem with health care. We didn't need Obamacare. We needed price controls.

No reason an OTC Tums should cost $30 at the hospital for one. Or any other medicine that is 100x more expensive.

Or these fees for facilities, cleaning fees, multiple "specialists" who basically do nothing, or even worse never even enter your room but rather their nurse does.

But not paying your medical bills can have huge consequences. Your doctor can refuse to accept an appointment until you pay the bill. If enough they will go after you, send to collections (hurting credit), etc.

BaylorFTW said:

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Ole Milton also encouraged illegal immigration. For a man as smart as people claim he was, he should have realized it was a bad idea long term. I think had he been a Christian rather than agnostic, he would have recognized some of the problems.

---

So was Mises and most of the economists conservatives love to quote. They merely look at the economic impact of immigration, where more people equal more consumption (and in that context it matters not whether they are legal or illegal). For sure, a little immigration is good, and certainly preferable to deficits as economic stimulus. Even more important....immigration is a great way to offset declining birthrate. Also to bump productivity.

Problem is, electeds of all stripes for decades became addicted to the globalist model with structural trade and fiscal deficits (the former facilitating the financing the latter) as a way of stimulating "C" (consumption). Problem is, deficits as stimulus are only sustainable short-term. At. Some. Point. the trade and fiscal budgets have to balance and debt has to be repaid....or we find ourselves where we are at this moment. Problem is, dealing with trade & fiscal deficits cause exactly the kind of short term pain we've seen in 2025. But that's mostly past us now.

Friedman's point is so elegantly simple: increasing the money supply without a corresponding increase in productivity = inflation.