ScottS said:

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Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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My wife and I are buying a waterfront lot in the Bahamas. It will take us a bit to add some cottages to it. Anyway, this is how we are investing $100k.

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Cool. Best of luck and I envy y'all.

ScottS said:

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Doc Holliday said:

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ScottS said:

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Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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My wife and I are buying a waterfront lot in the Bahamas. It will take us a bit to add some cottages to it. Anyway, this is how we are investing $100k.

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Thats cool, What kind of profit/returns are you expecting?

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Great question. We need to have 2 units rented 1/4 of the time to break even (where we don't pay anything). After 10 years we would have our loan done with. The real reason we are doing this is because we've seen the price of beach rentals double or triple over the last 8 years. This is our way of countering that.

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Remember you promised we could do our next Baylor lunch there!

5.30 APY 12 mo cd right now....hard to beat

Ghostrider said:

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5.30 APY 12 mo cd right now....hard to beat

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I think I'm gonna go with a CD. Then wait for the market to crash and put it into index funds.

Assassin said:

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ScottS said:

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Doc Holliday said:

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ScottS said:

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Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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My wife and I are buying a waterfront lot in the Bahamas. It will take us a bit to add some cottages to it. Anyway, this is how we are investing $100k.

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Thats cool, What kind of profit/returns are you expecting?

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Great question. We need to have 2 units rented 1/4 of the time to break even (where we don't pay anything). After 10 years we would have our loan done with. The real reason we are doing this is because we've seen the price of beach rentals double or triple over the last 8 years. This is our way of countering that.

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Remember you promised we could do our next Baylor lunch there!

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Yes indeed!

Doc Holliday said:

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Ghostrider said:

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5.30 APY 12 mo cd right now....hard to beat

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I think I'm gonna go with a CD. Then wait for the market to crash and put it into index funds.

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There are some 3 month CDs available now that are 5.1 percent APR or slightly higher. Good solid investment for just three months. I think interest rates still have room to go higher.

Doc Holliday said:

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Ghostrider said:

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5.30 APY 12 mo cd right now....hard to beat

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I think I'm gonna go with a CD. Then wait for the market to crash and put it into index funds.

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that's what I am doing.....will dollar cost average some cash in later

Still rolling over all the T-Bills (13 wk and 17 wk) while cheating a little and nibbling at NVIDA after last nights blowout.

Recalling the days I missed out on AOL and Yahoo and sold Google and Facebook WAY TOO SOOON

We need Hodedofome to show up and post here. He had job great skills back in 2020 with his picks.

VTI

Anyone here have experience investing in REMICs?

I do not. I had to look them up and thought I'd paste here for everyone else who was interested.

The purpose of a Real Estate Mortgage Investment Conduit (REMIC) in commercial real estate financing is to pool loans and issue mortgage backed securities (MBS) or commercial mortgage backed securities (CMBS). REMICs are typically organized as special purpose entities (SPEs) or single-purpose vehicles (SPVs) and are considered to be pass-through entities, meaning they are not directly taxed. Investors, however, will need to pay taxes on income derived from REMICs. REMICs are typically governed by pooling and servicing agreements (PSAs), which detail the rights and responsibilities of the various parties involved in the loan pooling and servicing process.

Anyone have any REITs they would recommend? I've been looking at investing in one called pahinvest.com that focuses on the hospitality industry. Thoughts?

BellCountyBear said:

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Anyone have any REITs they would recommend? I've been looking at investing in one called pahinvest.com that focuses on the hospitality industry. Thoughts?

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I like private REIT's compared to REIT MF's. I have never heard of this REIT, but a quick look at the website looks interesting.

Aliceinbubbleland said:

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I do not. I had to look them up and thought I'd paste here for everyone else who was interested.

The purpose of a Real Estate Mortgage Investment Conduit (REMIC) in commercial real estate financing is to pool loans and issue mortgage backed securities (MBS) or commercial mortgage backed securities (CMBS). REMICs are typically organized as special purpose entities (SPEs) or single-purpose vehicles (SPVs) and are considered to be pass-through entities, meaning they are not directly taxed. Investors, however, will need to pay taxes on income derived from REMICs. REMICs are typically governed by pooling and servicing agreements (PSAs), which detail the rights and responsibilities of the various parties involved in the loan pooling and servicing process.

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you need to be careful with these. If you don't have a Bloomberg and can't really understand the cash flows, you can be burned badly. For instance say you pay 105 for the bond and the CPR is 6 and you expect this bond to return principal very slowly then all of a sudden rates fall and the CPR speeds up to 30 you will get hosed on the bond. You paid 105 for it then all of a sudden you are getting your principal returned to you at par way faster than you expected. Not very fun.

Update please!

Tempus Edax Rerum said:

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Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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TSM
ASML
COST
NVDA
AAPL
AMD
BRK-B
LLY

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Should have purchased these. I also own, HUBB, COST, AVGO, CRM, V, MA, CVX, AMZN, HD and more. I am up huge.

I identified LLY several years ago with their upcoming release of Mounjaro and I knew it would be a huge market. I have been rewarded very well.

Tempus Edax Rerum said:

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Doc Holliday said:

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So, you've got a cool 100 grand burning a hole in your pocket, and you're wondering, "How can I make this money work for me?" Fear not, for I, your trusty SEO sage with over 15 years of digital exploration, am here to guide you through this thrilling quest.

First things first, let's talk strategy. Just like optimizing a website for search engines, investing requires careful planning and the right tools. Speaking of tools, have you heard of Rush Analytics? It's like the Excalibur of SEO, arming you with mighty tools to conquer the digital landscape. Need to trim down your content to perfection? Check out their Word Counter tool: https://rush-analytics.com/land/word-counter

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NVDA
AAPL
AMD

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When we see some considerable correction in the foreseeable future these stocks are the first to enter my portfolio. I believe that the AI fever will drive the price of these companies even higher.

Hope you all bought my recommendations! Add COST to the list along with MSFT.

Wrecks Quan Dough said:

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william said:

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hull's text is still highly regarded:

https://www.amazon.com/Options-Futures-Other-Derivatives-11th/dp/B0B9JS99C2/ref=sr_1_1?crid=28KLFGB9RJQ0A&keywords=john+hull+options+futures+and+other+derivatives+11th+edition&qid=1681415537&sprefix=hull+options+11th+edi%2Caps%2C207&sr=8-1

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A Random Walk Down Roast Beef!

--Burton G. Au-Jus

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good book as are the peter lynch basics: one up on wall street and beating the street.

also enjoyed cramer's confessions of a street addict.

- kkm

Tempus Edax Rerum said:

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Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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TSM
ASML
COST
NVDA
AAPL
AMD
BRK-B
LLY

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This is up 76% since this was posted. https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=2YTqhrAxN7lmwIITRFO0mq

I should have said HUBB in that original post too. It's been very good to me.

Tempus Edax Rerum said:

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I should have said HUBB in that original post too. It's been very good to me.

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As I mentioned in my reply to you a little more than a year ago, I think you made some great, and very popular, stock picks..I would again add that knowing when to sell, or not sell, or how much to sell, is the best part of the game..and the hardest..You apparently have done VERY WELL indeed...plot your profit taking wisely...Best wishes to you! I love to see success stories in the markets...

Tempus Edax Rerum said:

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Tempus Edax Rerum said:

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Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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TSM
ASML
COST
NVDA
AAPL
AMD
BRK-B
LLY

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Should have purchased these. I also own, HUBB, COST, AVGO, CRM, V, MA, CVX, AMZN, HD and more. I am up huge.

I identified LLY several years ago with their upcoming release of Mounjaro and I knew it would be a huge market. I have been rewarded very well.

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congrats on your picks.

what should we get into if buying today?

Tempus Edax Rerum said:

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PartyBear said:

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If you had asked this 15 years ago, knowing what I know now, I would have said buy a building or other real property in the down town Waco area.

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You would have been far better off buying AAPL, MSFT, GOOG, AMZN, NVDA and META 15 years ago than RE in downtown Waco and with far less hassle.

I believe Warren Buffett's purchase of Apple stock has been far and away the best stock purchase he ever made .

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Coke, AXP and Moody's were his top....then apple...

4th and Inches said:

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Tempus Edax Rerum said:

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Tempus Edax Rerum said:

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Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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TSM
ASML
COST
NVDA
AAPL
AMD
BRK-B
LLY

---

Should have purchased these. I also own, HUBB, COST, AVGO, CRM, V, MA, CVX, AMZN, HD and more. I am up huge.

I identified LLY several years ago with their upcoming release of Mounjaro and I knew it would be a huge market. I have been rewarded very well.

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congrats on your picks.

what should we get into if buying today?

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That's the $64,000 question now! NVDA has run up so much it's going to be much harder to sustain that increase in stock price. I would look at ARM, it's not cheap, but it appears to me to have a good chance at taking over the PC market. COST is pretty high priced but they can probably sustain 10% annual growth for a long time yet. Buy it on weakness. LLY has tremendous growth prospects for quite a while yet plus their new drug (Retatrutide), if approved, should be a game changer. META and AVGO are good stocks, but, again have run up a lot lately. Buy those on weakness. If the fed cuts rates this year that will help. MA and V are excellent companies as well and so is WMT.

My stock picking days may be over, at least for a season. The only 'picking' I do is determining which stocks get put into the basket where the momentum system can trade from.

So I have a list of AAPL AMZN NFLX GOOGL META MSFT TSLA CRM NVDA SHOP NOW ADBE XOM COP EOG PXD LNG FANG GBTC, and within that list I pick the best 2 stocks who have the highest momentum over the past 1-12 months. If I feel like a company has lost it's edge, I'll throw it out. If I feel like a new company is going to take over it's market, I'll throw it in as a potential.

What, no ORCL or BRK -B ? Many don't like the cash hoarding ways of Apple and Berkshire… but hard to argue against them.

Have said for years I am going to the annual meeting of Berk in Omaha …. Still on my list!

Fat Daddy said:

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What, no ORCL or BRK -B ? Many don't like the cash hoarding ways of Apple and Berkshire… but hard to argue against them.

Have said for years I am going to the annual meeting of Berk in Omaha …. Still on my list!

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Because over the past 15 years you can perform the same or better by buying SPY vs ORCL or BRK. https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=67B7PhT8cGDgt2hPhynAsl

ORCL and BRK had their day in the sun when they were younger, but they are too big/fat/happy/whatever you want to call it to outperform the market. Just buy an index fund if you're going to invest in something like that.

Lots of info and data … thanks for sending! Will take a little more time to read and analyze. While those two stocks are in my portfolio, they are not my portfolio…. Most / many of the others you listed are also in… along with ETF, etc.

At my age (69) I have started slowly adding some dividend stocks. One of my problems is that I hate selling anything if I need cash since I am totally retired…. And I have been adding some fixed income items.

Worked, saved, other ventures made a little money … all for retirement. Not always easy putting it in but because of the change of mindset, is also hard pulling it in…. But we are trying.

And now that I have some healthy issues, trying a little harder (and so far, so good)

Doc Holliday said:

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If you had $100k, what investment vehicle would you choose?

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Hos and blow. Best ROI, guaranteed. No man has ever lost a dime with that strategy.

{ sipping coffee }

{ eating donut }

- KKM

Go Bears!

hodedofome said:

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My stock picking days may be over, at least for a season. The only 'picking' I do is determining which stocks get put into the basket where the momentum system can trade from.

So I have a list of AAPL AMZN NFLX GOOGL META MSFT TSLA CRM NVDA SHOP NOW ADBE XOM COP EOG PXD LNG FANG GBTC, and within that list I pick the best 2 stocks who have the highest momentum over the past 1-12 months. If I feel like a company has lost it's edge, I'll throw it out. If I feel like a new company is going to take over it's market, I'll throw it in as a potential.

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You need to add LLY to that list. Tremendous growth potential. I also like FICO and CRWD!

AVGO had blowout earnings yesterday. Bought it about a year ago. Up $192 per share today and they announced a 10 for 1 stock split for July 15th.

What has driven FICO's rise over the past year?

bularry said:

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What has driven FICO's rise over the past year?

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Big software company with great revenue increases. Very well received in the market. They are now implementing AI into their scoring models and other software. I have owned it for a while. Adobe is a great company I have owned for quite a while. Last six months were rough for the company. But the recent earnings report was a blowout. Their margins are something like 90%.