Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

That's because you spaz out every time someone mentions Trump.

The idea that he knows what he is doing, certainly more than you do, scares you spitless.

---

You have no idea what you are talking about, again. You sure make a habit of it.

He knows, huh? Last time went so smooth ... How many lawsuits resulted? How many impeachments? How many riots on his watch? Yeah, reason to question anything here.

One more time, I want him to get off the retribution kick and focus on fixing our infrastructure and getting China under control.

I know you could give a **** less, you and your ilk just like watching the flames.

---

Lies and insults, your constant go-to when you are exposed, FLBear.

You were wrong about Trump his first term and you are wrong now.

---

And going victim is yours, especially when you start it. You are tiresome.

---

<chuckles>

I am hardly a victim and never claimed to be. You not only lie incessantly FLBear, you don't even have fresh material.

---

There were no riots? No law suits? No impeachments? Smooth as glass, right. Damn you are a clown.

---

The impeachments and legal harassment were BS and you know it.

Telling that you take the Pelosi approach and blame Trump instead of the false attackers.

I'm no clown, but you seem to be wearing awfully large shoes if you aren't one ...

---

[ angry splutter ]

---

Poor JR, ever since Trump won he's been more and more bitter.

---

actually, pa pa, not so much. Correct, I think Trump is a morally bankrupt individual who is a grifter. Trumpy Bear won and he gets to do his thing (what ever that is). It is the way it works. We shall see how he does. I will say that his demeanor has improved a little. I sent Timber to collect your car keys. Did he get them?

---

1. You really shouldn't keep judging Trump's character by what you hear on The View, JR

2. It's President Trump to you, JR, and you'd better get used to saying that instead of your 3rd-grade rants, or you will just look even more juvenile.

3. Pretending you have any kind of moral high ground was amusing for a while JR, but if those delusions persist you really should get professional help


4. Timbear is smart enough not to take direction from you. He wouldn't be able to get past the security gates anyway. And how old are you if you are still using keys for your car?

---

oh, I know I have every right to judge Donald and I will refer to him anyway I see fit. You're right, he's not morally bankrupt. 3rd wife, banging a porn star while his wife was pregnant. Hot mic says he can grab women by the P, Doesn't pay his bills, raging liar, fraudster. grifter. Yeah, he's a stand up guy. You have sons? you want your sons to emulate his behavior? I don't. finally, I just love how you good evangelicals who wear their religion on their sleeve, don't seem to care if Trumps is antithetical to what you good people are supposed to to revere and believe. Never will be able to get my head around the gross hypocrisy.

You wanna see some "gross hypocrisy", JR, just check out most of your posts in this forum.

Did you vote for Bill Clinton? He's a sexual predator.

I'm not excusing Trump's poor choices & he has had his fair share (we all have). However, none of it was criminal and I believe he is a changed man, especially since July 13.

KaiBear said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

That's because you spaz out every time someone mentions Trump.

The idea that he knows what he is doing, certainly more than you do, scares you spitless.

---

You have no idea what you are talking about, again. You sure make a habit of it.

He knows, huh? Last time went so smooth ... How many lawsuits resulted? How many impeachments? How many riots on his watch? Yeah, reason to question anything here.

One more time, I want him to get off the retribution kick and focus on fixing our infrastructure and getting China under control.

I know you could give a **** less, you and your ilk just like watching the flames.

---

Lies and insults, your constant go-to when you are exposed, FLBear.

You were wrong about Trump his first term and you are wrong now.

---

And going victim is yours, especially when you start it. You are tiresome.

---

<chuckles>

I am hardly a victim and never claimed to be. You not only lie incessantly FLBear, you don't even have fresh material.

---

There were no riots? No law suits? No impeachments? Smooth as glass, right. Damn you are a clown.

---

The impeachments and legal harassment were BS and you know it.

Telling that you take the Pelosi approach and blame Trump instead of the false attackers.

I'm no clown, but you seem to be wearing awfully large shoes if you aren't one ...

---

[ angry splutter ]

---

Poor JR, ever since Trump won he's been more and more bitter.

---

actually, pa pa, not so much. Correct, I think Trump is a morally bankrupt individual who is a grifter. Trumpy Bear won and he gets to do his thing (what ever that is). It is the way it works. We shall see how he does. I will say that his demeanor has improved a little. I sent Timber to collect your car keys. Did he get them?

---

1. You really shouldn't keep judging Trump's character by what you hear on The View, JR

2. It's President Trump to you, JR, and you'd better get used to saying that instead of your 3rd-grade rants, or you will just look even more juvenile.

3. Pretending you have any kind of moral high ground was amusing for a while JR, but if those delusions persist you really should get professional help


4. Timbear is smart enough not to take direction from you. He wouldn't be able to get past the security gates anyway. And how old are you if you are still using keys for your car?

---

oh, I know I have every right to judge Donald and I will refer to him anyway I see fit. You're right, he's not morally bankrupt. 3rd wife, banging a porn star while his wife was pregnant. Hot mic says he can grab women by the P, Doesn't pay his bills, raging liar, fraudster. grifter. Yeah, he's a stand up guy. You have sons? you want your sons to emulate his behavior? I don't. finally, I just love how you good evangelicals who wear their religion on their sleeve, don't seem to care if Trumps is antithetical to what you good people are supposed to to revere and believe. Never will be able to get my head around the gross hypocrisy.

---

Of course you can call Trump anything you want. It's a free message board .

Trump in old age is not the same guy as in his younger years.

I doubt any of us are either.

Besides , we both know there are certain types of women who literally throw themselves at guys they perceive to have some bucks. Doubt Trump ever had to do much chasing.


Finally, despite any perceived flaws, Trump won the electoral
in a landslide and became the first Republican to win the popular vote in a long time.

Clearly the American people valued results.

Trump has a major re building job to do. We better start praying he is able to pull off even 75% of what he has planned.

---

I'm down with Trump. All the hoes I've glazed? I now know I can get the evangelical vote.

Father to many. Married to none.

Mitch Blood Green said:

---

KaiBear said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

That's because you spaz out every time someone mentions Trump.

The idea that he knows what he is doing, certainly more than you do, scares you spitless.

---

You have no idea what you are talking about, again. You sure make a habit of it.

He knows, huh? Last time went so smooth ... How many lawsuits resulted? How many impeachments? How many riots on his watch? Yeah, reason to question anything here.

One more time, I want him to get off the retribution kick and focus on fixing our infrastructure and getting China under control.

I know you could give a **** less, you and your ilk just like watching the flames.

---

Lies and insults, your constant go-to when you are exposed, FLBear.

You were wrong about Trump his first term and you are wrong now.

---

And going victim is yours, especially when you start it. You are tiresome.

---

<chuckles>

I am hardly a victim and never claimed to be. You not only lie incessantly FLBear, you don't even have fresh material.

---

There were no riots? No law suits? No impeachments? Smooth as glass, right. Damn you are a clown.

---

The impeachments and legal harassment were BS and you know it.

Telling that you take the Pelosi approach and blame Trump instead of the false attackers.

I'm no clown, but you seem to be wearing awfully large shoes if you aren't one ...

---

[ angry splutter ]

---

Poor JR, ever since Trump won he's been more and more bitter.

---

actually, pa pa, not so much. Correct, I think Trump is a morally bankrupt individual who is a grifter. Trumpy Bear won and he gets to do his thing (what ever that is). It is the way it works. We shall see how he does. I will say that his demeanor has improved a little. I sent Timber to collect your car keys. Did he get them?

---

1. You really shouldn't keep judging Trump's character by what you hear on The View, JR

2. It's President Trump to you, JR, and you'd better get used to saying that instead of your 3rd-grade rants, or you will just look even more juvenile.

3. Pretending you have any kind of moral high ground was amusing for a while JR, but if those delusions persist you really should get professional help


4. Timbear is smart enough not to take direction from you. He wouldn't be able to get past the security gates anyway. And how old are you if you are still using keys for your car?

---

oh, I know I have every right to judge Donald and I will refer to him anyway I see fit. You're right, he's not morally bankrupt. 3rd wife, banging a porn star while his wife was pregnant. Hot mic says he can grab women by the P, Doesn't pay his bills, raging liar, fraudster. grifter. Yeah, he's a stand up guy. You have sons? you want your sons to emulate his behavior? I don't. finally, I just love how you good evangelicals who wear their religion on their sleeve, don't seem to care if Trumps is antithetical to what you good people are supposed to to revere and believe. Never will be able to get my head around the gross hypocrisy.

---

Of course you can call Trump anything you want. It's a free message board .

Trump in old age is not the same guy as in his younger years.

I doubt any of us are either.

Besides , we both know there are certain types of women who literally throw themselves at guys they perceive to have some bucks. Doubt Trump ever had to do much chasing.


Finally, despite any perceived flaws, Trump won the electoral
in a landslide and became the first Republican to win the popular vote in a long time.

Clearly the American people valued results.

Trump has a major re building job to do. We better start praying he is able to pull off even 75% of what he has planned.

---

I'm down with Trump. All the hoes I've glazed? I now know I can get the evangelical vote.

Father to many. Married to none.

---

Doubt it.

Most likely you are just 'married' to porn sites.

KaiBear said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

That's because you spaz out every time someone mentions Trump.

The idea that he knows what he is doing, certainly more than you do, scares you spitless.

---

You have no idea what you are talking about, again. You sure make a habit of it.

He knows, huh? Last time went so smooth ... How many lawsuits resulted? How many impeachments? How many riots on his watch? Yeah, reason to question anything here.

One more time, I want him to get off the retribution kick and focus on fixing our infrastructure and getting China under control.

I know you could give a **** less, you and your ilk just like watching the flames.

---

Lies and insults, your constant go-to when you are exposed, FLBear.

You were wrong about Trump his first term and you are wrong now.

---

And going victim is yours, especially when you start it. You are tiresome.

---

<chuckles>

I am hardly a victim and never claimed to be. You not only lie incessantly FLBear, you don't even have fresh material.

---

There were no riots? No law suits? No impeachments? Smooth as glass, right. Damn you are a clown.

---

The impeachments and legal harassment were BS and you know it.

Telling that you take the Pelosi approach and blame Trump instead of the false attackers.

I'm no clown, but you seem to be wearing awfully large shoes if you aren't one ...

---

[ angry splutter ]

---

Poor JR, ever since Trump won he's been more and more bitter.

---

actually, pa pa, not so much. Correct, I think Trump is a morally bankrupt individual who is a grifter. Trumpy Bear won and he gets to do his thing (what ever that is). It is the way it works. We shall see how he does. I will say that his demeanor has improved a little. I sent Timber to collect your car keys. Did he get them?

---

1. You really shouldn't keep judging Trump's character by what you hear on The View, JR

2. It's President Trump to you, JR, and you'd better get used to saying that instead of your 3rd-grade rants, or you will just look even more juvenile.

3. Pretending you have any kind of moral high ground was amusing for a while JR, but if those delusions persist you really should get professional help


4. Timbear is smart enough not to take direction from you. He wouldn't be able to get past the security gates anyway. And how old are you if you are still using keys for your car?

---

oh, I know I have every right to judge Donald and I will refer to him anyway I see fit. You're right, he's not morally bankrupt. 3rd wife, banging a porn star while his wife was pregnant. Hot mic says he can grab women by the P, Doesn't pay his bills, raging liar, fraudster. grifter. Yeah, he's a stand up guy. You have sons? you want your sons to emulate his behavior? I don't. finally, I just love how you good evangelicals who wear their religion on their sleeve, don't seem to care if Trumps is antithetical to what you good people are supposed to to revere and believe. Never will be able to get my head around the gross hypocrisy.

---

Of course you can call Trump anything you want. It's a free message board .

Trump in old age is not the same guy as in his younger years.

I doubt any of us are either.

Besides , we both know there are certain types of women who literally throw themselves at guys they perceive to have some bucks. Doubt Trump ever had to do much chasing.


Finally, despite any perceived flaws, Trump won the electoral
in a landslide and became the first Republican to win the popular vote in a long time.

Clearly the American people valued results.

Trump has a major re building job to do. We better start praying he is able to pull off even 75% of what he has planned.

---

We need DOD ready to take on China. The best way to do that is through strength, China is analytical if they do not think they will be successful they will not go forward. Biden put us at great risk.

Border... Enough said.

Energy, we need a better plan. One that does not rely on Chinese batteries or manufacturing.

If he gets those in line, it will be a very successful term.

FLBear5630 said:

---

KaiBear said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

That's because you spaz out every time someone mentions Trump.

The idea that he knows what he is doing, certainly more than you do, scares you spitless.

---

You have no idea what you are talking about, again. You sure make a habit of it.

He knows, huh? Last time went so smooth ... How many lawsuits resulted? How many impeachments? How many riots on his watch? Yeah, reason to question anything here.

One more time, I want him to get off the retribution kick and focus on fixing our infrastructure and getting China under control.

I know you could give a **** less, you and your ilk just like watching the flames.

---

Lies and insults, your constant go-to when you are exposed, FLBear.

You were wrong about Trump his first term and you are wrong now.

---

And going victim is yours, especially when you start it. You are tiresome.

---

<chuckles>

I am hardly a victim and never claimed to be. You not only lie incessantly FLBear, you don't even have fresh material.

---

There were no riots? No law suits? No impeachments? Smooth as glass, right. Damn you are a clown.

---

The impeachments and legal harassment were BS and you know it.

Telling that you take the Pelosi approach and blame Trump instead of the false attackers.

I'm no clown, but you seem to be wearing awfully large shoes if you aren't one ...

---

[ angry splutter ]

---

Poor JR, ever since Trump won he's been more and more bitter.

---

actually, pa pa, not so much. Correct, I think Trump is a morally bankrupt individual who is a grifter. Trumpy Bear won and he gets to do his thing (what ever that is). It is the way it works. We shall see how he does. I will say that his demeanor has improved a little. I sent Timber to collect your car keys. Did he get them?

---

1. You really shouldn't keep judging Trump's character by what you hear on The View, JR

2. It's President Trump to you, JR, and you'd better get used to saying that instead of your 3rd-grade rants, or you will just look even more juvenile.

3. Pretending you have any kind of moral high ground was amusing for a while JR, but if those delusions persist you really should get professional help


4. Timbear is smart enough not to take direction from you. He wouldn't be able to get past the security gates anyway. And how old are you if you are still using keys for your car?

---

oh, I know I have every right to judge Donald and I will refer to him anyway I see fit. You're right, he's not morally bankrupt. 3rd wife, banging a porn star while his wife was pregnant. Hot mic says he can grab women by the P, Doesn't pay his bills, raging liar, fraudster. grifter. Yeah, he's a stand up guy. You have sons? you want your sons to emulate his behavior? I don't. finally, I just love how you good evangelicals who wear their religion on their sleeve, don't seem to care if Trumps is antithetical to what you good people are supposed to to revere and believe. Never will be able to get my head around the gross hypocrisy.

---

Of course you can call Trump anything you want. It's a free message board .

Trump in old age is not the same guy as in his younger years.

I doubt any of us are either.

Besides , we both know there are certain types of women who literally throw themselves at guys they perceive to have some bucks. Doubt Trump ever had to do much chasing.


Finally, despite any perceived flaws, Trump won the electoral
in a landslide and became the first Republican to win the popular vote in a long time.

Clearly the American people valued results.

Trump has a major re building job to do. We better start praying he is able to pull off even 75% of what he has planned.

---

We need DOD ready to take on China. The best way to do that is through strength, China is analytical if they do not think they will be successful they will not go forward. Biden put us at great risk.

Border... Enough said.

Energy, we need a better plan. One that does not rely on Chinese batteries or manufacturing.

If he gets those in line, it will be a very successful term.

---

Trump doesn't have anything close to the majority's necessary to pass any meaningful legislation.

So it will all be executive orders once again, along with federal court appointees.

And these will be enough for me to spend the rest of my life in the US.

historian said:

---

Did you vote for Bill Clinton? He's a sexual predator.

I'm not excusing Trump's poor choices & he has had his fair share (we all have). However, none of it was criminal and I believe he is a changed man, especially since July 13.

---

no I did not

KaiBear said:

---

FLBear5630 said:

---

KaiBear said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

J.R. said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

FLBear5630 said:

---

Oldbear83 said:

---

That's because you spaz out every time someone mentions Trump.

The idea that he knows what he is doing, certainly more than you do, scares you spitless.

---

You have no idea what you are talking about, again. You sure make a habit of it.

He knows, huh? Last time went so smooth ... How many lawsuits resulted? How many impeachments? How many riots on his watch? Yeah, reason to question anything here.

One more time, I want him to get off the retribution kick and focus on fixing our infrastructure and getting China under control.

I know you could give a **** less, you and your ilk just like watching the flames.

---

Lies and insults, your constant go-to when you are exposed, FLBear.

You were wrong about Trump his first term and you are wrong now.

---

And going victim is yours, especially when you start it. You are tiresome.

---

<chuckles>

I am hardly a victim and never claimed to be. You not only lie incessantly FLBear, you don't even have fresh material.

---

There were no riots? No law suits? No impeachments? Smooth as glass, right. Damn you are a clown.

---

The impeachments and legal harassment were BS and you know it.

Telling that you take the Pelosi approach and blame Trump instead of the false attackers.

I'm no clown, but you seem to be wearing awfully large shoes if you aren't one ...

---

[ angry splutter ]

---

Poor JR, ever since Trump won he's been more and more bitter.

---

actually, pa pa, not so much. Correct, I think Trump is a morally bankrupt individual who is a grifter. Trumpy Bear won and he gets to do his thing (what ever that is). It is the way it works. We shall see how he does. I will say that his demeanor has improved a little. I sent Timber to collect your car keys. Did he get them?

---

1. You really shouldn't keep judging Trump's character by what you hear on The View, JR

2. It's President Trump to you, JR, and you'd better get used to saying that instead of your 3rd-grade rants, or you will just look even more juvenile.

3. Pretending you have any kind of moral high ground was amusing for a while JR, but if those delusions persist you really should get professional help


4. Timbear is smart enough not to take direction from you. He wouldn't be able to get past the security gates anyway. And how old are you if you are still using keys for your car?

---

oh, I know I have every right to judge Donald and I will refer to him anyway I see fit. You're right, he's not morally bankrupt. 3rd wife, banging a porn star while his wife was pregnant. Hot mic says he can grab women by the P, Doesn't pay his bills, raging liar, fraudster. grifter. Yeah, he's a stand up guy. You have sons? you want your sons to emulate his behavior? I don't. finally, I just love how you good evangelicals who wear their religion on their sleeve, don't seem to care if Trumps is antithetical to what you good people are supposed to to revere and believe. Never will be able to get my head around the gross hypocrisy.

---

Of course you can call Trump anything you want. It's a free message board .

Trump in old age is not the same guy as in his younger years.

I doubt any of us are either.

Besides , we both know there are certain types of women who literally throw themselves at guys they perceive to have some bucks. Doubt Trump ever had to do much chasing.


Finally, despite any perceived flaws, Trump won the electoral
in a landslide and became the first Republican to win the popular vote in a long time.

Clearly the American people valued results.

Trump has a major re building job to do. We better start praying he is able to pull off even 75% of what he has planned.

---

We need DOD ready to take on China. The best way to do that is through strength, China is analytical if they do not think they will be successful they will not go forward. Biden put us at great risk.

Border... Enough said.

Energy, we need a better plan. One that does not rely on Chinese batteries or manufacturing.

If he gets those in line, it will be a very successful term.

---

Trump doesn't have anything close to the majority's necessary to pass any meaningful legislation.

So it will all be executive orders once again, along with federal court appointees.

And these will be enough for me to spend the rest of my life in the US.

---

Well, let's hope he can.

BREAKING: Biden calls for a ban on congressional stock trading by politicians.

— unusual_whales (@unusual_whales) December 17, 2024

boognish_bear said:

---

BREAKING: Biden calls for a ban on congressional stock trading by politicians.

— unusual_whales (@unusual_whales) December 17, 2024

---

Does that include foreign oil & gas producers?

boognish_bear said:

---

BREAKING: Biden calls for a ban on congressional stock trading by politicians.

— unusual_whales (@unusual_whales) December 17, 2024

---

I AGREE WITH THAT! Want to stop the spend, do that. There is no way in HELL that happens, that is how politicians become millioaires.

Retail sales rose at healthy pace last month in latest sign of US economy's health https://t.co/5DWzbDdFwR

— The Associated Press (@AP) December 18, 2024

whitetrash said:

---

boognish_bear said:

---

BREAKING: Biden calls for a ban on congressional stock trading by politicians.

— unusual_whales (@unusual_whales) December 17, 2024

---

Does that include foreign oil & gas producers?

---

why would that include them? Equity Markets are global. Why would someone not employed by the US govt be restricted?

Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

boognish_bear said:

---

Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

---

After yesterday I'm guessing that average is back down to around $570K-580K.

whitetrash said:

---

boognish_bear said:

---

Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

---

After yesterday I'm guessing that average is back down to around $570K-580K.

---

You mean after the last 10 days.....

boognish_bear said:

---

Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

---

This number can't be real. That's more than average for any age group.

The number of people with 401k greater than 500k is 9%.

boognish_bear said:

---

Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

---

yikes.. maybe 10 - 15 years of quality living

4th and Inches said:

---

boognish_bear said:

---

Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

---

yikes.. maybe 10 - 15 years of quality living

---

You will really freak that the bulk of Americans have less than that.

FLBear5630 said:

---

4th and Inches said:

---

boognish_bear said:

---

Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

---

yikes.. maybe 10 - 15 years of quality living

---

You will really freak that the bulk of Americans have less than that.

---

well aware, just a bit alarming that the ones that planned are in for a big struggle

They better hope for some big inheritances to come through

4th and Inches said:

---

FLBear5630 said:

---

4th and Inches said:

---

boognish_bear said:

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Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

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yikes.. maybe 10 - 15 years of quality living

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You will really freak that the bulk of Americans have less than that.

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well aware, just a bit alarming that the ones that planned are in for a big struggle

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The move from pensions to 401k was not good for the American worker.

As for the 500-600k with 10-15 years of work left, it will depend on lifestyle. Consider the Board we are on too. BU message Board a "quality retirement" probably differs to this group than to the rest of the Nation.

Funny a retirement issue my wife (an RN) and I have noticed and discuss, we have A LOT of retirees around us, it seems that people work, scrimp and save in their 40's to 60's to have "enough" to travel and play golf when they retire only to find out that they are not healthy enough to do those things after a couple of years. They spend their retirement going to Doctors appointments.

I am a bad one to ask, my Mom saved her whole life to travel when she retired only to die at 63. Never got one trip... Literally had the hot water heater on a timer to save. From my perspective a good quality of life would have been being able to take a hot shower on a whim...

FLBear5630 said:

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4th and Inches said:

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FLBear5630 said:

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4th and Inches said:

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boognish_bear said:

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Gen Xers had an average balance of just under $600,000 in their 401(k) account in the third quarter, up 6% from the quarter before, according to Fidelity data.

— unusual_whales (@unusual_whales) December 19, 2024

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yikes.. maybe 10 - 15 years of quality living

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You will really freak that the bulk of Americans have less than that.

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well aware, just a bit alarming that the ones that planned are in for a big struggle

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The move from pensions to 401k was not good for the American worker.

As for the 500-600k with 10-15 years of work left, it will depend on lifestyle. Consider the Board we are on too. BU message Board a "quality retirement" probably differs to this group than to the rest of the Nation.

Funny a retirement issue my wife (an RN) and I have noticed and discuss, we have A LOT of retirees around us, it seems that people work, scrimp and save in their 40's to 60's to have "enough" to travel and play golf when they retire only to find out that they are not healthy enough to do those things after a couple of years. They spend their retirement going to Doctors appointments.

I am a bad one to ask, my Mom saved her whole life to travel when she retired only to die at 63. Never got one trip... Literally had the hot water heater on a timer to save. From my perspective a good quality of life would have been being able to take a hot shower on a whim...

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there's lots better ways to build wealth than piling every available dime into the 401k, as pre-tax qualified accounts are also horrific distributors of $$ in addition to being terribly restrictive in pre-retirement.

Congress must act responsibly and get spending under control.

Chip Roy just lit the house on fire with this speech. I challenge you to listen to it and then tell me he's in the wrong.

I stand with Chip Roy. pic.twitter.com/ToamcxMJAW

— Clint Russell (@LibertyLockPod) December 19, 2024

Some see Chip Roy as part of the problem. I don't know of many other people in Washington doing or saying anything responsibly about the budget.

Let me explain the debt ceiling to you since it's pretty clear most of you have no idea what is going on.

As of now, there is no debt ceiling.

Let me repeat that for all of those "true conservative" supporters. As of right now, there is no debt ceiling.

The debt ceiling…

— unseen1 (@unseen1_unseen) December 20, 2024

I don't know what the solution is but something must be done. Instead of merely a recession we could be faced with a depression, a long term economic disaster.

historian said:

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Congress must act responsibly and get spending under control.

Chip Roy just lit the house on fire with this speech. I challenge you to listen to it and then tell me he's in the wrong.

I stand with Chip Roy. pic.twitter.com/ToamcxMJAW

— Clint Russell (@LibertyLockPod) December 19, 2024

Some see Chip Roy as part of the problem. I don't know of many other people in Washington doing or saying anything responsibly about the budget.

Let me explain the debt ceiling to you since it's pretty clear most of you have no idea what is going on.

As of now, there is no debt ceiling.

Let me repeat that for all of those "true conservative" supporters. As of right now, there is no debt ceiling.

The debt ceiling…

— unseen1 (@unseen1_unseen) December 20, 2024

I don't know what the solution is but something must be done. Instead of merely a recession we could be faced with a depression, a long term economic disaster.

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And it starts...

We are now going to hear how we shouldn't have a debt ceiling as Trump is coming into office. Just last year when the debt was reaching the ceiling we heard about "drastic measures be needed" and the same people were adamant that the debt ceiling needed to be lowered. Now, we don't need one. Next will be that we don't really understand the debt ceiling.

So, either you agree with Trump and you understand or you don't and you are too stupid to understand. We are not even at inauguration!

I think we need the debt ceiling and that it should never be raised again. In fact, it should be lowered every year. Congress should not get paid one penny while we have these huge deficits: $1 trillion in new debt every 100 days. That is totally insane.

Trump & company have a chance to fix it. I'm not sure I trust they will. If they fail, they deserve criticism for that failure the same as Congress deserves criticism every time it fails.

The key is the need for change. The current insane spending levels cannot continue indefinitely.

historian said:

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I think we need the debt ceiling and that it should never be raised again. In fact, it should be lowered every year. Congress should not get paid one penny while we have these huge deficits: $1 trillion in new debt every 100 days. That is totally insane.

Trump & company have a chance to fix it. I'm not sure I trust they will. If they fail, they deserve criticism for that failure the same as Congress deserves criticism every time it fails.

The key is the need for change. The current insane spending levels cannot continue indefinitely.

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We are in agreement.

historian said:

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I think we need the debt ceiling and that it should never be raised again. In fact, it should be lowered every year. Congress should not get paid one penny while we have these huge deficits: $1 trillion in new debt every 100 days. That is totally insane.

Trump & company have a chance to fix it. I'm not sure I trust they will. If they fail, they deserve criticism for that failure the same as Congress deserves criticism every time it fails.

The key is the need for change. The current insane spending levels cannot continue indefinitely.

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The first problem is that the debt has been growing for decades. Any plan to address the crisis will have to have short, medium and long-term components, must be crafted in a way that answers attacks from critics and the media. and disconnects the plan from individuals creating it, so it doesn't die as soon as its patrons leave office.

There have been some efforts before to address the Debt crisis, but they all failed for various reasons. My takeaway from this is not that there is no solution, but we should recognize and praise small wins, not because we will settle for that, but because there needs to be a trend focusing on success and not failure, and we need people to explain why these are wins.

Trump's team will not solve the problem completely. As I noted above, this is a 20-year project at shortest and will take backbones in the next ten Congresses to succeed in that time frame. Trump's team is doing the right thing, I like the DOGE concept. because it can - at worst - accomplish something like Proxmire's "Golden Fleece Award", and given some clout they can help pressure cuts in all that fat in government.

This is where I believe we can make some immediate impact, if only to put the brakes on some of Biden's going-out-the-door spending. Trump has a strong approval rating for the first time, and it's time to invest it in telling the federal bureaucrats that cuts are coming, and they can either take part in the process or throw a tantrum and have their budgets cut anyway.

Very much in agreement. Based on past observations, it would appear that there is an obvious lack of political will by Congress and the overwhelming majority of the American public. Reality is that it is a time bomb that will go off, and we live in denial.

So mortgage rates are actually going up because they move with the yield on the 10-year Treasury, which has surged this week.

Since the Fed started lowering rates in September, thirty year rates have flown from 6.1% to 6.7%.

Jeff Bezos of Amazon, $AMZN, saved around $1 billion in taxes by moving to Florida, per FORTUNE.

— unusual_whales (@unusual_whales) December 25, 2024