BREAKING: Medical debt is now required to be removed from your credit reports impacting millions of Americans, per CBS.
— unusual_whales (@unusual_whales) January 7, 2025
Recession
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Last: 2 hrs ago by D. C. Bear
Another "gift" from Joe Biden to America: this will do immense harm to the country just like everything else he did.
“Incline my heart to your testimonies, and not to selfish gain!”
Psalm 119:36
Psalm 119:36
I'm personally not against having medical debt not be major factor in credit reports. I know several people who have been financially ruined (credit wise) by medical debt, even though they had insurance. Hell, my daughter's medical debt (with insurance) helped knock about 100 points off mine a few years back, and we were paying it.historian said:
Another "gift" from Joe Biden to America: this will do immense harm to the country just like everything else he did.
Mr. Treehorn treats objects like women, man.
I agree.trey3216 said:I'm personally not against having medical debt not be major factor in credit reports. I know several people who have been financially ruined (credit wise) by medical debt, even though they had insurance. Hell, my daughter's medical debt (with insurance) helped knock about 100 points off mine a few years back, and we were paying it.historian said:
Another "gift" from Joe Biden to America: this will do immense harm to the country just like everything else he did.
I have NO problem with this and I don't carry personal debt of any kind. I will submit the main problem with medical debt problem are not who is in the WH, but the Insurance companies and the insurance lobby funded by the Rshistorian said:
Another "gift" from Joe Biden to America: this will do immense harm to the country just like everything else he did.
BREAKING: AOC and other politicians have introduced a bill to ban stock trading by Congressional members and their family members.
— unusual_whales (@unusual_whales) January 10, 2025
Anyone want to disagree with that?
BUDOS said:
Anyone want to disagree with that?
I'm not sure what the "Rs" are, but, if the implication is that Republicans have a monopoly on insurance lobby money, that's almost certainly not accurate.
vote out all that oppose it!boognish_bear said:BREAKING: AOC and other politicians have introduced a bill to ban stock trading by Congressional members and their family members.
— unusual_whales (@unusual_whales) January 10, 2025
“The Internet is just a world passing around notes in a classroom.”
Jon Stewart
Jon Stewart
Not arguing from me on that point.
BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
What has to go along with that is user fees to pay for services, we do it for utilities, toll roads, bridges, etc.Doc Holliday said:If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
Either that or you will pay more in taxes, it will just be up to the State and Locals to provide services. I have no issue with either, but there has to be some manner to pay for the infrastructure, health and education that the Nation operates. This is not a Liberal vs Conservative thing, it is a reality thing.
“Incline my heart to your testimonies, and not to selfish gain!”
Psalm 119:36
Psalm 119:36
“Incline my heart to your testimonies, and not to selfish gain!”
Psalm 119:36
Psalm 119:36
The first thing we need to get rid of is collusion between government and contractors or allowing contractors to game the system. Contractors initially bid low to win the business, but later submit "change orders" resulting in higher costs, saying the scope of the project changed. This is rampant behavior. On top of that, government officials are the kind of people who don't know how to manage a contract and are easily taken advantage of.FLBear5630 said:What has to go along with that is user fees to pay for services, we do it for utilities, toll roads, bridges, etc.Doc Holliday said:If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
Either that or you will pay more in taxes, it will just be up to the State and Locals to provide services. I have no issue with either, but there has to be some manner to pay for the infrastructure, health and education that the Nation operates. This is not a Liberal vs Conservative thing, it is a reality thing.
It doesn't matter what tax code we have if the people managing the tax dollars are abusive.
I agree with you on the change orders, they are abused. As for the "government officials" being the type to be taken advantage of? I don't think there is any difference between the private and public sector on contract management. Due to the amount of regulations, I would say the public is better only because they get more practice on it.Doc Holliday said:The first thing we need to get rid of is collusion between government and contractors or allowing contractors to game the system. Contractors initially bid low to win the business, but later submit "change orders" resulting in higher costs, saying the scope of the project changed. This is rampant behavior. On top of that, government officials are the kind of people who don't know how to manage a contract and are easily taken advantage of.FLBear5630 said:What has to go along with that is user fees to pay for services, we do it for utilities, toll roads, bridges, etc.Doc Holliday said:If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
Either that or you will pay more in taxes, it will just be up to the State and Locals to provide services. I have no issue with either, but there has to be some manner to pay for the infrastructure, health and education that the Nation operates. This is not a Liberal vs Conservative thing, it is a reality thing.
It doesn't matter what tax code we have if the people managing the tax dollars are abusive.
The point you are missing is that there is not just two groups, private and public. Most of the time, it is the same people at different points in their careers (at least in the technical, operations and construction side). Almost everyone I work with has had a substantial amount of time on the other side, usually quite successfully. When you are young first getting a job, not knowing ****, a few years in the public side gets you experience to get hired by the Private and make real money. By the time you have 15 years or so on the Private you are sick of worrying about being 90% billable in the 4th quarter. So, you jump back to Public to give your family a little stability. You get your 20 or 30 in the public and then you go back to the Private to be a rainmaker for while. They are the same person. Their skills have not changed just because they are now getting paid by the State or Fed. Many times, it is more a family thing to keep kids in the same school, cut down living on planes, or giving the wife some stability going into retirement. It is not as black and white as you make it. One good, one bad.
That doesn't even delve into public service to give something back, make the place you grew up and your grandkids are going to live better. Or help the Nation accomplish something, like Apollo or the Interstate System. Now, it is Space that intrigues me. Working for NASA to get to Mars. That would be a life worth living. Sorry, these are all the same person, some private, some public, some greedy, some altruistic...
Government officials and bureaucrats are easily bribed and rarely punished.
“Incline my heart to your testimonies, and not to selfish gain!”
Psalm 119:36
Psalm 119:36
Any successful private sector company has upper management forcing employees to be ruthlessly frugal. Stacking nickels is how you scale.FLBear5630 said:I agree with you on the change orders, they are abused. As for the "government officials" being the type to be taken advantage of? I don't think there is any difference between the private and public sector on contract management. Due to the amount of regulations, I would say the public is better only because they get more practice on it.Doc Holliday said:The first thing we need to get rid of is collusion between government and contractors or allowing contractors to game the system. Contractors initially bid low to win the business, but later submit "change orders" resulting in higher costs, saying the scope of the project changed. This is rampant behavior. On top of that, government officials are the kind of people who don't know how to manage a contract and are easily taken advantage of.FLBear5630 said:What has to go along with that is user fees to pay for services, we do it for utilities, toll roads, bridges, etc.Doc Holliday said:If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
Either that or you will pay more in taxes, it will just be up to the State and Locals to provide services. I have no issue with either, but there has to be some manner to pay for the infrastructure, health and education that the Nation operates. This is not a Liberal vs Conservative thing, it is a reality thing.
It doesn't matter what tax code we have if the people managing the tax dollars are abusive.
The point you are missing is that there is not just two groups, private and public. Most of the time, it is the same people at different points in their careers (at least in the technical, operations and construction side). Almost everyone I work with has had a substantial amount of time on the other side, usually quite successfully. When you are young first getting a job, not knowing ****, a few years in the public side gets you experience to get hired by the Private and make real money. By the time you have 15 years or so on the Private you are sick of worrying about being 90% billable in the 4th quarter. So, you jump back to Public to give your family a little stability. You get your 20 or 30 in the public and then you go back to the Private to be a rainmaker for while. They are the same person. Their skills have not changed just because they are now getting paid by the State or Fed. Many times, it is more a family thing to keep kids in the same school, cut down living on planes, or giving the wife some stability going into retirement. It is not as black and white as you make it. One good, one bad.
That doesn't even delve into public service to give something back, make the place you grew up and your grandkids are going to live better. Or help the Nation accomplish something, like Apollo or the Interstate System. Now, it is Space that intrigues me. Working for NASA to get to Mars. That would be a life worth living. Sorry, these are all the same person, some private, some public, some greedy, some altruistic...
The upper management of the public sector does the exact opposite. Its not that employees aren't capable, its that they have a culture that practices the opposite of being frugal.
We won't agree on this. Public Sector manages to the budget, they do not get more. Unlike the Private Sector that will not blink to put in change orders to cover their losses.Doc Holliday said:Any successful public sector company has upper management forcing employees to be ruthlessly frugal. Stacking nickels is how you scale.FLBear5630 said:I agree with you on the change orders, they are abused. As for the "government officials" being the type to be taken advantage of? I don't think there is any difference between the private and public sector on contract management. Due to the amount of regulations, I would say the public is better only because they get more practice on it.Doc Holliday said:The first thing we need to get rid of is collusion between government and contractors or allowing contractors to game the system. Contractors initially bid low to win the business, but later submit "change orders" resulting in higher costs, saying the scope of the project changed. This is rampant behavior. On top of that, government officials are the kind of people who don't know how to manage a contract and are easily taken advantage of.FLBear5630 said:What has to go along with that is user fees to pay for services, we do it for utilities, toll roads, bridges, etc.Doc Holliday said:If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
Either that or you will pay more in taxes, it will just be up to the State and Locals to provide services. I have no issue with either, but there has to be some manner to pay for the infrastructure, health and education that the Nation operates. This is not a Liberal vs Conservative thing, it is a reality thing.
It doesn't matter what tax code we have if the people managing the tax dollars are abusive.
The point you are missing is that there is not just two groups, private and public. Most of the time, it is the same people at different points in their careers (at least in the technical, operations and construction side). Almost everyone I work with has had a substantial amount of time on the other side, usually quite successfully. When you are young first getting a job, not knowing ****, a few years in the public side gets you experience to get hired by the Private and make real money. By the time you have 15 years or so on the Private you are sick of worrying about being 90% billable in the 4th quarter. So, you jump back to Public to give your family a little stability. You get your 20 or 30 in the public and then you go back to the Private to be a rainmaker for while. They are the same person. Their skills have not changed just because they are now getting paid by the State or Fed. Many times, it is more a family thing to keep kids in the same school, cut down living on planes, or giving the wife some stability going into retirement. It is not as black and white as you make it. One good, one bad.
That doesn't even delve into public service to give something back, make the place you grew up and your grandkids are going to live better. Or help the Nation accomplish something, like Apollo or the Interstate System. Now, it is Space that intrigues me. Working for NASA to get to Mars. That would be a life worth living. Sorry, these are all the same person, some private, some public, some greedy, some altruistic...
The upper management of the public sector does the exact opposite. Its not that employees aren't capable, its that they have a culture that practices the opposite of being frugal.
The government spends $5.7B more than it brings in per day, and $3B of that amount is going to just pay interests on the debt which limits the funds of other priorities.FLBear5630 said:We won't agree on this. Public Sector manages to the budget, they do not get more. Unlike the Private Sector that will not blink to put in change orders to cover their losses.Doc Holliday said:Any successful public sector company has upper management forcing employees to be ruthlessly frugal. Stacking nickels is how you scale.FLBear5630 said:I agree with you on the change orders, they are abused. As for the "government officials" being the type to be taken advantage of? I don't think there is any difference between the private and public sector on contract management. Due to the amount of regulations, I would say the public is better only because they get more practice on it.Doc Holliday said:The first thing we need to get rid of is collusion between government and contractors or allowing contractors to game the system. Contractors initially bid low to win the business, but later submit "change orders" resulting in higher costs, saying the scope of the project changed. This is rampant behavior. On top of that, government officials are the kind of people who don't know how to manage a contract and are easily taken advantage of.FLBear5630 said:What has to go along with that is user fees to pay for services, we do it for utilities, toll roads, bridges, etc.Doc Holliday said:If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
Either that or you will pay more in taxes, it will just be up to the State and Locals to provide services. I have no issue with either, but there has to be some manner to pay for the infrastructure, health and education that the Nation operates. This is not a Liberal vs Conservative thing, it is a reality thing.
It doesn't matter what tax code we have if the people managing the tax dollars are abusive.
The point you are missing is that there is not just two groups, private and public. Most of the time, it is the same people at different points in their careers (at least in the technical, operations and construction side). Almost everyone I work with has had a substantial amount of time on the other side, usually quite successfully. When you are young first getting a job, not knowing ****, a few years in the public side gets you experience to get hired by the Private and make real money. By the time you have 15 years or so on the Private you are sick of worrying about being 90% billable in the 4th quarter. So, you jump back to Public to give your family a little stability. You get your 20 or 30 in the public and then you go back to the Private to be a rainmaker for while. They are the same person. Their skills have not changed just because they are now getting paid by the State or Fed. Many times, it is more a family thing to keep kids in the same school, cut down living on planes, or giving the wife some stability going into retirement. It is not as black and white as you make it. One good, one bad.
That doesn't even delve into public service to give something back, make the place you grew up and your grandkids are going to live better. Or help the Nation accomplish something, like Apollo or the Interstate System. Now, it is Space that intrigues me. Working for NASA to get to Mars. That would be a life worth living. Sorry, these are all the same person, some private, some public, some greedy, some altruistic...
The upper management of the public sector does the exact opposite. Its not that employees aren't capable, its that they have a culture that practices the opposite of being frugal.
If this continues, buying power will diminish because it requires printing trillions of dollars. If you raise taxes alongside the money printing, it will diminish buying power even more. Its a recipe for hollowing out the middle class.
We can't simultaneously have all of these government services and maintain the middle class. Its mathematically impossible. It will lead to a situation where the vast majority of the population relies on government services which then requires even more allocation to those services/welfare...along with having less and less money to be able to tax. Its self defeating.
The private sector is more than capable of meeting the needs of the public and at much cheaper cost with competition to bring prices down. The government always has an element of central planning and it doesn't work.
Doc Holliday said:The government spends $5.7B more than it brings in per day, and $3B of that amount is going to just pay interests on the debt which limits the funds of other priorities.FLBear5630 said:We won't agree on this. Public Sector manages to the budget, they do not get more. Unlike the Private Sector that will not blink to put in change orders to cover their losses.Doc Holliday said:Any successful public sector company has upper management forcing employees to be ruthlessly frugal. Stacking nickels is how you scale.FLBear5630 said:I agree with you on the change orders, they are abused. As for the "government officials" being the type to be taken advantage of? I don't think there is any difference between the private and public sector on contract management. Due to the amount of regulations, I would say the public is better only because they get more practice on it.Doc Holliday said:The first thing we need to get rid of is collusion between government and contractors or allowing contractors to game the system. Contractors initially bid low to win the business, but later submit "change orders" resulting in higher costs, saying the scope of the project changed. This is rampant behavior. On top of that, government officials are the kind of people who don't know how to manage a contract and are easily taken advantage of.FLBear5630 said:What has to go along with that is user fees to pay for services, we do it for utilities, toll roads, bridges, etc.Doc Holliday said:If democrats really wanted to tax the rich, they'd agree to only a large sales tax.boognish_bear said:BREAKING: Congressman Buddy Carter just introduced a bill to abolish the IRS, repeal income, payroll, estate and gift taxes.
— unusual_whales (@unusual_whales) January 12, 2025
Why are they in favor of confiscating what little money the poor and middle class make when they could tax the piss out of the rich by having a 20%+ tax on purchases outside of food/produce? If they're buying yachts, airplanes, buildings, companies etc...then they'll be the ones with the massive burdens, not us.
If you take home 100% of your pay and eliminate corporate taxes, prices will drop due to a massive increase in competition.
Either that or you will pay more in taxes, it will just be up to the State and Locals to provide services. I have no issue with either, but there has to be some manner to pay for the infrastructure, health and education that the Nation operates. This is not a Liberal vs Conservative thing, it is a reality thing.
It doesn't matter what tax code we have if the people managing the tax dollars are abusive.
The point you are missing is that there is not just two groups, private and public. Most of the time, it is the same people at different points in their careers (at least in the technical, operations and construction side). Almost everyone I work with has had a substantial amount of time on the other side, usually quite successfully. When you are young first getting a job, not knowing ****, a few years in the public side gets you experience to get hired by the Private and make real money. By the time you have 15 years or so on the Private you are sick of worrying about being 90% billable in the 4th quarter. So, you jump back to Public to give your family a little stability. You get your 20 or 30 in the public and then you go back to the Private to be a rainmaker for while. They are the same person. Their skills have not changed just because they are now getting paid by the State or Fed. Many times, it is more a family thing to keep kids in the same school, cut down living on planes, or giving the wife some stability going into retirement. It is not as black and white as you make it. One good, one bad.
That doesn't even delve into public service to give something back, make the place you grew up and your grandkids are going to live better. Or help the Nation accomplish something, like Apollo or the Interstate System. Now, it is Space that intrigues me. Working for NASA to get to Mars. That would be a life worth living. Sorry, these are all the same person, some private, some public, some greedy, some altruistic...
The upper management of the public sector does the exact opposite. Its not that employees aren't capable, its that they have a culture that practices the opposite of being frugal.
If this continues, buying power will diminish because it requires printing trillions of dollars. If you raise taxes alongside the money printing, it will diminish buying power even more. Its a recipe for hollowing out the middle class.
We can't simultaneously have all of these government services and maintain the middle class. Its mathematically impossible. It will lead to a situation where the vast majority of the population relies on government services which then requires even more allocation to those services/welfare...along with having less and less money to be able to tax. Its self defeating.
The private sector is more than capable of meeting the needs of the public and at much cheaper cost with competition to bring prices down. The government always has an element of central planning and it doesn't work.
Seems like this would be pretty easy to fix.