quash said:

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If only we had a party of limited government that would oppose capping credit card interest, limiting who can buy real estate, tampering with the Fed, usurping Congressional taxing authority...

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And not invest in private companies

JUST IN: You can now use buy now, pay later for your rent.

Rent Now, Pay Later is a new option for renters where you pay a fee or a monthly subscription and if you miss a payment, interest rates go way up.

THIS IS VERY VERY BAD. pic.twitter.com/yMthndMQhg

— Andrew Lokenauth | TheFinanceNewsletter.com (@FluentInFinance) February 6, 2026

lol Sky Lending for rent.

Redbrickbear said:

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Richard Nixon was raised in a Sears catalogue home his father built by hand. It's now illegal to build that same house.

All across this country the history that built this nation was outlawed for safetyism. That needs to end. https://t.co/AP0CDAUUHk pic.twitter.com/cfmQKtLkAk

— State Leadership Initiative (@RedStatesLead) January 30, 2026

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This what. Reds to be talked about more.

People used to be able to build their own house or at least additions.

But now partly due to laws or codes it is nearly impossible to do that.

We could get into all the secondary stuff like people not being as well rounded in using tools, fixing things, materials cost more, modern homes have complicated systems, etc. but the bottom line is that every town (and many neighborhoods with HOAs) have codes, require permits, require workers to be licensed/insured and don't want to let people put up simple things like a shed or fence without PAYING the government first to do something on your land.

I sell tools for a living…to professional technicians…people who get paid to fix stuff.

Theres not a week that goes by that some guy doesn't bring me something that is easily fixed and say "this is broken I need to buy a new one".

If THOSE GUYS can't fix *very* basic stuff there's no hope the average American should be building their own home without inspections.

Anyone who thinks that's a good idea should spend 2 hours on Instagram watching home renovation videos. I've seen several people take out load bearing walls.

nein51 said:

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I sell tools for a living…to professional technicians…people who get paid to fix stuff.

Theres not a week that goes by that some guy doesn't bring me something that is easily fixed and say "this is broken I need to buy a new one".

If THOSE GUYS can't fix *very* basic stuff there's no hope the average American should be building their own home without inspections.

Anyone who thinks that's a good idea should spend 2 hours on Instagram watching home renovation videos. I've seen several people take out load bearing walls.

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I don't say a word about no inspections.

I just said government codes/laws in other words regulations have made it to where it is next to impossible.

I also highlighted what you focused on with my paragraph about lower quality of tool knowledge.

My point still stands that the government has taken this option completely off the table.

Whether we are talking completely building your own home, to additions, many renovations, or even additions/renovations on your property.

cowboycwr said:

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nein51 said:

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I sell tools for a living…to professional technicians…people who get paid to fix stuff.

Theres not a week that goes by that some guy doesn't bring me something that is easily fixed and say "this is broken I need to buy a new one".

If THOSE GUYS can't fix *very* basic stuff there's no hope the average American should be building their own home without inspections.

Anyone who thinks that's a good idea should spend 2 hours on Instagram watching home renovation videos. I've seen several people take out load bearing walls.

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I don't say a word about no inspections.

I just said government codes/laws in other words regulations have made it to where it is next to impossible.

I also highlighted what you focused on with my paragraph about lower quality of tool knowledge.

My point still stands that the government has taken this option completely off the table.

Whether we are talking completely building your own home, to additions, many renovations, or even additions/renovations on your property.

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Those codes exist for a reason. I wanted this house so badly a few years back. It was absolutely stunning. Designed and built by a very talented architect. It had so many code violations it couldn't pass an inspection so no loan could be take.

One of those violations was sliding glass doors that opened fully and left a drop of about 40'.

I think we should make permitting MUCH easier, I think anywhere you can eliminate the government you should but I don't want the average handyman building his own home or addition.

What I would prefer is that commercial home builders be held to a higher standard.

FTR, you can still build your own stuff if you simply move out of the city. There is no permit required for any building on our current property…which is how you get two 32x48 barns with pony boxes run off a box in the garage which is a pony box to the one in the basement.