cowboycwr said:

---

nein51 said:

---

Realitybites said:

---

nein51 said:

---

Just to be clear; you want good schools and houses bigger than 1500 sq ft but you want that for some mythical "affordable" number.

---

That's not what we're talking about at all.

We're talking about 1200-1500 square foot ranch usually 3/2 homes, but possibly 2/2 homes in neighborhoods in places where the parents can work and the kids can go to school without being shot, raped, or mugged.

You know, the sorts of places that the greatest generation bought for 30k on a 7 year mortagage and the boomers grew up in.

Nothing fancy.

---

Those places aren't being built because they don't sell. This is the same as people saying they want base model cars with manual windows and when manufacturers build those they can't give them away.

But, again, can you give me what "affordable" means in terms of home sale price and monthly payment?

Please note: Greatest generation was between 1901 and 1927. So let's assume most purchased homes around 1940. $30,000 in 1940 is $695k today. The FHA was established in 1934. 15-20 year mortgages were fairly common and the 30 year became available in the 50s and the norm by the 60s. Prior to that most loans were interest only with a balloon payment that typically required refinancing. The depression put a halt to that.

Also; Boomers didn't grow up in those homes. Silent generation did. Those homes would have been owned by boomers grandparents. By the time Boomers were growing up most homes were at least 20 year mortgages or longer. When the 30 year became available most required a 20% down payment or more.

---

They do still build those. There are entire neighborhoods of those being built in ft worth.

And the greatest generation didn't buy their houses until post WW2 with the explosion of the suburbs, GI bill and economic boom.

So yes the boomers did grow up in those houses.

---

Here is part of the problem. Coordination took the place of competition using real time data. It drove up rental prices, which priced people that normally would rent for a part of their lives to not be able to afford it.


New limits for a rent algorithm that prosecutors say let landlords drive up prices

Still waiting for someone to define affordable on total purchase price and monthly payments.

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

To me, a 300k with a $1780 total mortgage (includes property insurance and taxes). 10% down and 4.5% for 30. Somewhere in that ballpark. If it is FHA, for the 10%, add $200 a month mortgage insurance.

FLBear5630 said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

To me, a 300k with a $1780 total mortgage (includes property insurance and taxes). 10% down and 4.5% for 30. Somewhere in that ballpark.

---

I'm not sure you or I are qualified to define affordable which is why I keep waiting for those arguing that things are so unaffordable to define it for me.

nein51 said:

---

FLBear5630 said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

To me, a 300k with a $1780 total mortgage (includes property insurance and taxes). 10% down and 4.5% for 30. Somewhere in that ballpark.

---

I'm not sure you or I are qualified to define affordable which is why I keep waiting for those arguing that things are so unaffordable to define it for me.

---

Sorry, priming the pump...

FLBear5630 said:

---

cowboycwr said:

---

nein51 said:

---

Realitybites said:

---

nein51 said:

---

Just to be clear; you want good schools and houses bigger than 1500 sq ft but you want that for some mythical "affordable" number.

---

That's not what we're talking about at all.

We're talking about 1200-1500 square foot ranch usually 3/2 homes, but possibly 2/2 homes in neighborhoods in places where the parents can work and the kids can go to school without being shot, raped, or mugged.

You know, the sorts of places that the greatest generation bought for 30k on a 7 year mortagage and the boomers grew up in.

Nothing fancy.

---

Those places aren't being built because they don't sell. This is the same as people saying they want base model cars with manual windows and when manufacturers build those they can't give them away.

But, again, can you give me what "affordable" means in terms of home sale price and monthly payment?

Please note: Greatest generation was between 1901 and 1927. So let's assume most purchased homes around 1940. $30,000 in 1940 is $695k today. The FHA was established in 1934. 15-20 year mortgages were fairly common and the 30 year became available in the 50s and the norm by the 60s. Prior to that most loans were interest only with a balloon payment that typically required refinancing. The depression put a halt to that.

Also; Boomers didn't grow up in those homes. Silent generation did. Those homes would have been owned by boomers grandparents. By the time Boomers were growing up most homes were at least 20 year mortgages or longer. When the 30 year became available most required a 20% down payment or more.

---

They do still build those. There are entire neighborhoods of those being built in ft worth.

And the greatest generation didn't buy their houses until post WW2 with the explosion of the suburbs, GI bill and economic boom.

So yes the boomers did grow up in those houses.

---

The percentage of people that stay in their childhood homes for life is minuscule. Maybe you are thinking of staying in the homes they raised their families in?

What do you define as big? Mine is 1600 ft, but in FL I can live out by the screened pool for 9 months a year. So, liveable space is much bigger than the 166 sf on a 1/4 acre lot. Our house is not considered big, at least not here. No way am I selling it, just got it like I like it.

So, I guess I don't get why you think people HAVE to sell their homes right when they got them paid off and/or renovated like they want.

---

I think you are mixing me up with someone else.

I have never said anything about people selling their houses off.

I simply pointed out that the boomers often bought houses after WW2, in the suburbs, and many of them stayed there. To me they were the last generation that didn't set out with this idea of a starter home and moving 3, 4, 5 times and upsizing each time.

I also pointed out that there are plenty of younger people looking for the starter homes at reasonable prices and in safe spots. They are hard or near impossible to find. The reasonable priced ones are in bad parts of town, bad schools, older homes, etc.

The ones is good parts of town, good schools, etc. are priced higher and unaffordable for younger people.

How is this a 35-page thread ... when it comes to affordability, the answer always is Democrats.

Democrats. Immigrants. And woke multi-billion corporations.

Harrison Bergeron said:

---

How is this a 35-page thread ... when it comes to affordability, the answer always is Democrats.

Democrats. Immigrants. And woke multi-billion corporations.

---

just cuz you momma and Roscoe live in a double wide, no reason to hate because you aren't productive. Must be the dems fault your life sucks

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

In Waco Tx, it is barely possible for builders to construct a single-family detached house affordable for a family at median household income ($75k). Median home price in Waco Tx is $260k in July 2025. Texas is slightly below the national average in household income.

https://www.instagram.com/reel/DLEFpGcIBBh/?igsh=MmNkdjU1dnFhNDUx

I hate the way Insta links post here but this just popped up in my feed.

Long overdue…

The U.S. housing market is going to face a price correction “worse than 2008,” according to housing analyst Melody Wright, who expects home prices to drop in half as soon as next year, per Newsweek.

— unusual_whales (@unusual_whales) November 29, 2025

boognish_bear said:

---

Long overdue…

The U.S. housing market is going to face a price correction “worse than 2008,” according to housing analyst Melody Wright, who expects home prices to drop in half as soon as next year, per Newsweek.

— unusual_whales (@unusual_whales) November 29, 2025

---

Be prepared for massive downturn in the economy then because something like 80% of "wealth" is equity in one's home.

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

boognish_bear said:

---

Long overdue…

The U.S. housing market is going to face a price correction “worse than 2008,” according to housing analyst Melody Wright, who expects home prices to drop in half as soon as next year, per Newsweek.

— unusual_whales (@unusual_whales) November 29, 2025

---

Trumps new Fed Chairman should be able to drop interest substantially by March.

Expect a resulting rebound in housing sales.

KaiBear said:

---

boognish_bear said:

---

Long overdue…

The U.S. housing market is going to face a price correction “worse than 2008,” according to housing analyst Melody Wright, who expects home prices to drop in half as soon as next year, per Newsweek.

— unusual_whales (@unusual_whales) November 29, 2025

---

Trumps new Fed Chairman should be able to drop interest substantially by March.

Expect a resulting rebound in housing sales.

---

Correct, it is cyclical. Key is to be in a position to take advantage when it happens. It is an opportunity, unless you need to sell you are fine. I love when the stock market goes down, just buy more shares...

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

Never going to ... there is a reason LWNJs cannot ever answer simple questions or provide specifics. Their Orwellian game hinges on being able to define reality and the narrative in real time to fit whatever authoritarian power play it is running at the time.

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

Traditionally, those are in the suburbs. You ever hear the term "Drive until you qualify"? Development always catches up. The areas the "boomers" moved into when they bought the homes the younger generations want them to abandon were not always in "THE" area. The Boomers MADE them the areas through supporting development, schools, shops, and others. Often driving 1.5 hours to work each way (I know of that because my Dad did it for 15 years). I also grew up from 9 to 16 in a Long Island Suburb that was literally at the end of the Long Island Expressway (Exit 61). There was nothing there but Duck farms. Now, those homes are 1M and it is very developed and desirable. That is how this has worked. The younger Generation has said they want to live where they want to live, so you pay.

When we moved out there 1969


This is Exit 65 Centereach, NY. Look up the cost of living there. Nice houses are in the 400 to 600k in NY. But you commute.



Should You Drive Until You Qualify for a Mortgage?

Manage expectations. Expectations will kill...

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Then it seems to me you need to ask the person that started the thread as I am not one of the ones saying young people can't afford houses.

Home delistings have increased 28% in the US, as "sellers pull homes off market rather than settle for low prices," per Redfin.

— unusual_whales (@unusual_whales) December 2, 2025

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

boognish_bear said:

---

Home delistings have increased 28% in the US, as "sellers pull homes off market rather than settle for low prices," per Redfin.

— unusual_whales (@unusual_whales) December 2, 2025

---

I don't think a lot of sellers can afford to "settle for low prices" because they massively overpaid and have little to no equity.

nein51 said:

---

boognish_bear said:

---

Home delistings have increased 28% in the US, as "sellers pull homes off market rather than settle for low prices," per Redfin.

— unusual_whales (@unusual_whales) December 2, 2025

---

I don't think a lot of sellers can afford to "settle for low prices" because they massively overpaid and have little to no equity.

---

Agree and we are not at the point in the economy where short sales are a preferred alternative. Most people can afford to stay put, but not move. The question keeps coming back to where do I go? Hell, we looked around and came to that conclusion. We will just improve what we got.

Harrison Bergeron said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

---

I am far from a LWNJ and not the one who started this thread but have agreed with parts of the facts shown here about how homes have become out of reasonable price range for many Americans.

Part of the problem is that when talking real estate there is not a set price that can fit the whole country as a "reasonable" price. I pointed that out but he didn't like that answer. He wanted a set price point for the whole country. But that isn't how real estate works.

The facts show that the average age for first time home buyers has gone up. That should be a concern. Same for several of the other facts that have been presented in this thread.

nein51 said:

---

boognish_bear said:

---

Home delistings have increased 28% in the US, as "sellers pull homes off market rather than settle for low prices," per Redfin.

— unusual_whales (@unusual_whales) December 2, 2025

---

I don't think a lot of sellers can afford to "settle for low prices" because they massively overpaid and have little to no equity.

---

This is very true. Houses in my neighborhood doubled in price in the last ten years. Anyone who has bought in the last 5 won't be able to sell for a while as they would be selling at a loss more than likely.

cowboycwr said:

---

Harrison Bergeron said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

---

I am far from a LWNJ and not the one who started this thread but have agreed with parts of the facts shown here about how homes have become out of reasonable price range for many Americans.

Part of the problem is that when talking real estate there is not a set price that can fit the whole country as a "reasonable" price. I pointed that out but he didn't like that answer. He wanted a set price point for the whole country. But that isn't how real estate works.

The facts show that the average age for first time home buyers has gone up. That should be a concern. Same for several of the other facts that have been presented in this thread.

---

Because "reasonable" has to have a definition. I think $500k is pretty reasonable which is why I stayed away from defining it because I know most won't.

But we have to define what reasonable is. I asked for a price for the house, a monthly payment, I'll even accept a price per sqft…but we can't just say "X is unreasonable" without defining what that means.

I 100% agree that reasonable in Ohio and reasonable in Los Angeles won't be the same thing but I would bet that the median prices don't really change all the much outside of maybe 20-30 zip codes. Those simply cannot be addressed like the rest.

Ie the things that might be done to address pricing in Waco and in NYC are going to be vastly different.

However, no matter how you slice it we have to have a way of knowing what reasonable is.

This is no different than "the rich need to pay their fair share" well ok what is their fair share?

All these "experts" are missing the point. Mortgage rates were 15% when my parents bought a house and they didn't have a problem paying for it with part time jobs during college.

the house PRICE is OVERINFLATED.
That's it.

Building more is the only solution, stop talking…

— Drunk Dividends 🥂 Small Biz & Finance (@DrunkDividends) December 3, 2025

cowboycwr said:

---

Harrison Bergeron said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

---

I am far from a LWNJ and not the one who started this thread but have agreed with parts of the facts shown here about how homes have become out of reasonable price range for many Americans.

Part of the problem is that when talking real estate there is not a set price that can fit the whole country as a "reasonable" price. I pointed that out but he didn't like that answer. He wanted a set price point for the whole country. But that isn't how real estate works.

The facts show that the average age for first time home buyers has gone up. That should be a concern. Same for several of the other facts that have been presented in this thread.

---

But what I think is missing is that there is affordable housing - there is just not affordable housing that privileged, young white Gen Z buyers feel is worthy of them. It is not that housing is not affordable - it is the house that the privileged Gen Z buyer feels entitled to is not affordable. There is a difference.

Harrison Bergeron said:

---

cowboycwr said:

---

Harrison Bergeron said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

---

I am far from a LWNJ and not the one who started this thread but have agreed with parts of the facts shown here about how homes have become out of reasonable price range for many Americans.

Part of the problem is that when talking real estate there is not a set price that can fit the whole country as a "reasonable" price. I pointed that out but he didn't like that answer. He wanted a set price point for the whole country. But that isn't how real estate works.

The facts show that the average age for first time home buyers has gone up. That should be a concern. Same for several of the other facts that have been presented in this thread.

---

But what I think is missing is that there is affordable housing - there is just not affordable housing that privileged, young white Gen Z buyers feel is worthy of them. It is not that housing is not affordable - it is the house that the privileged Gen Z buyer feels entitled to is not affordable. There is a difference.

---

If what you said were true then there would be a large portion of the population buying houses. You know the other generations and the non whites.

And yet that isn't happening.

There is a large percentage of the millennial, and the end of gen x that don't own, have never owned or bought much later in life and it wasn't for the reasons you gave above.

nein51 said:

---

cowboycwr said:

---

Harrison Bergeron said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

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Still haven't had one of those arguing there isn't enough affordable housing give me their definition

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I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

---

I am far from a LWNJ and not the one who started this thread but have agreed with parts of the facts shown here about how homes have become out of reasonable price range for many Americans.

Part of the problem is that when talking real estate there is not a set price that can fit the whole country as a "reasonable" price. I pointed that out but he didn't like that answer. He wanted a set price point for the whole country. But that isn't how real estate works.

The facts show that the average age for first time home buyers has gone up. That should be a concern. Same for several of the other facts that have been presented in this thread.

---

Because "reasonable" has to have a definition. I think $500k is pretty reasonable which is why I stayed away from defining it because I know most won't.

But we have to define what reasonable is. I asked for a price for the house, a monthly payment, I'll even accept a price per sqft…but we can't just say "X is unreasonable" without defining what that means.

I 100% agree that reasonable in Ohio and reasonable in Los Angeles won't be the same thing but I would bet that the median prices don't really change all the much outside of maybe 20-30 zip codes. Those simply cannot be addressed like the rest.

Ie the things that might be done to address pricing in Waco and in NYC are going to be vastly different.

However, no matter how you slice it we have to have a way of knowing what reasonable is.

This is no different than "the rich need to pay their fair share" well ok what is their fair share?

---

Why?

Where is that rule or law listed?

Or is that just because YOU demand a number to play a game of "gotcha"


I explained it. You didn't like the explanation. That is on you then. Not me.

If it isn't a lack of reasonably priced homes that keep people from buying what is it? Facts only. No generalizations like another poster gave.

cowboycwr said:

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Harrison Bergeron said:

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cowboycwr said:

---

Harrison Bergeron said:

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nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

---

I am far from a LWNJ and not the one who started this thread but have agreed with parts of the facts shown here about how homes have become out of reasonable price range for many Americans.

Part of the problem is that when talking real estate there is not a set price that can fit the whole country as a "reasonable" price. I pointed that out but he didn't like that answer. He wanted a set price point for the whole country. But that isn't how real estate works.

The facts show that the average age for first time home buyers has gone up. That should be a concern. Same for several of the other facts that have been presented in this thread.

---

But what I think is missing is that there is affordable housing - there is just not affordable housing that privileged, young white Gen Z buyers feel is worthy of them. It is not that housing is not affordable - it is the house that the privileged Gen Z buyer feels entitled to is not affordable. There is a difference.

---

If what you said were true then there would be a large portion of the population buying houses. You know the other generations and the non whites.

And yet that isn't happening.

There is a large percentage of the millennial, and the end of gen x that don't own, have never owned or bought much later in life and it wasn't for the reasons you gave above.

---

Sorry. Maybe you did not read what I typed.

They are choosing to not buy houses that they feel is beneath their sense of entitlement

That is why they're not buying houses.

Harrison Bergeron said:

---

cowboycwr said:

---

Harrison Bergeron said:

---

cowboycwr said:

---

Harrison Bergeron said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

Harrison Bergeron said:

---

nein51 said:

---

Still waiting for someone to define affordable on total purchase price and monthly payments.

---

"Affordable housing" is like "living wage" and "fair trade coffee."

Emotional histrionics for those that don't trust them there numbers and figurin.

Like most everything else, Democrat regulation has caused housing to be unaffordable from "rent control" schemes to kickbacks to Big Labor to climate change hysteria.

---

Still haven't had one of those arguing there isn't enough affordable housing give me their definition

---

I would say it is not a simple definition or a simple price point that applies for the whole country. I think it would mean housing in a price point people can afford without cutting everything else, in decent areas, and a reasonable size. No micro homes, no homes that are a reasonable price but in bad areas, no trailer homes, etc.

---

That's not definable, actionable or measurable. If you want things to change you have to be able to define what you want.

Affordable means "200,000 or less than $1500/mo"

People avoid that because those exist in almost all parts of the country…just not in places people want or in a size they think is big enough.

But we can't even have the conversation if you can't define affordable housing.

---

Not to beat a dead horse, but the trend continues ... never going to get a LWNJ to answer specific questions, define terms, etc., because it inherently moves the conversation from emotional to intellectual.

---

I am far from a LWNJ and not the one who started this thread but have agreed with parts of the facts shown here about how homes have become out of reasonable price range for many Americans.

Part of the problem is that when talking real estate there is not a set price that can fit the whole country as a "reasonable" price. I pointed that out but he didn't like that answer. He wanted a set price point for the whole country. But that isn't how real estate works.

The facts show that the average age for first time home buyers has gone up. That should be a concern. Same for several of the other facts that have been presented in this thread.

---

But what I think is missing is that there is affordable housing - there is just not affordable housing that privileged, young white Gen Z buyers feel is worthy of them. It is not that housing is not affordable - it is the house that the privileged Gen Z buyer feels entitled to is not affordable. There is a difference.

---

If what you said were true then there would be a large portion of the population buying houses. You know the other generations and the non whites.

And yet that isn't happening.

There is a large percentage of the millennial, and the end of gen x that don't own, have never owned or bought much later in life and it wasn't for the reasons you gave above.

---

Sorry. Maybe you did not read what I typed.

They are choosing to not buy houses that they feel is beneath their sense of entitlement

That is why they're not buying houses.

---

Lol. That is not what you typed. You specifically said whites.

But good job at deflecting. What about the other races? The other generations? Where is your proof that your reason is why whites are not buying?

How close is this connection? What percentage of illegal immigrants are home owners?

Pew Research estimates illegal immigrants make up 4.1% of the US population.

The connection between illegal immigration and skyrocketing housing costs is as clear as day. We are proud to be moving in the right direction. Still so much to do. https://t.co/n4VFHdfE4k

— JD Vance (@JDVance) December 4, 2025