nein51 said:

---

J.R. said:

---

nein51 said:

---

J.R. said:

---

KaiBear said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

I sell tools for a living…to professional technicians…people who get paid to fix stuff.

Theres not a week that goes by that some guy doesn't bring me something that is easily fixed and say "this is broken I need to buy a new one".

If THOSE GUYS can't fix *very* basic stuff there's no hope the average American should be building their own home without inspections.

Anyone who thinks that's a good idea should spend 2 hours on Instagram watching home renovation videos. I've seen several people take out load bearing walls.

---

I don't say a word about no inspections.

I just said government codes/laws in other words regulations have made it to where it is next to impossible.

I also highlighted what you focused on with my paragraph about lower quality of tool knowledge.

My point still stands that the government has taken this option completely off the table.

Whether we are talking completely building your own home, to additions, many renovations, or even additions/renovations on your property.

---

Those codes exist for a reason. I wanted this house so badly a few years back. It was absolutely stunning. Designed and built by a very talented architect. It had so many code violations it couldn't pass an inspection so no loan could be take.

One of those violations was sliding glass doors that opened fully and left a drop of about 40'.

I think we should make permitting MUCH easier, I think anywhere you can eliminate the government you should but I don't want the average handyman building his own home or addition.

What I would prefer is that commercial home builders be held to a higher standard.

FTR, you can still build your own stuff if you simply move out of the city. There is no permit required for any building on our current property…which is how you get two 32x48 barns with pony boxes run off a box in the garage which is a pony box to the one in the basement.

---

Again not what I was saying.


If it comes with step by step directions, pre built parts then people should be able to build it. Like the Sears home.

Not a guy just winging it in his backyard.

As to the "simply move out of the city" comment…… yes if one can afford to do that/has a job that allows that.

Which comes full circle to the start of this thread about house affordability and location. Young people cannot afford to do that.

---

I have a roughly 3000 sq ft home with two 32x48 out buildings, 10 acres and a pool. It cost around $450,000. If it was 15 miles north it would have cost me 2.5 times that amount. I chose to move further out because this property is what I wanted. It's less convenient, we are in the middle of nowhere, but it's worth it.

We visit Miami multiple times a year.

This is the most entitled generation in history. They don't want to put in any of the work or struggles their parents did. I don't blame them because I see this is as the result of participation trophy parenting.

This conversation is so ridiculous I had a 19 year old customer that makes $16/hr tell me about how he wanted to buy a house. What in the world does a 19 year old need to own a home for?

---

A. Good for you. Well done.

B. Where in Miami ? Have yet to find an area worth visiting at night.

C. True, very entitled. And extremely ANGRY they don't have want they want NOW. Good point about participation trophy parenting. To be honest we were guilty of that to a point.

D, Don't see anything wrong with a 19 year old willing work towards owning a home. Gotta have goals.

---

Calle Ocho Kai. im no southbeach fella. Give me some righteous Afro-Cuban beat and a tasty Cigar down there and I'm good. If you want the best and I mean the Best Cubano sammie. It's ballin. https://sanguich.com

---

That area is terrible. SW8th St in the tourist parts of town is fine but I wouldn't venture far from there at all.

Depending on where you are on SW8th you're about 5 blocks from one of the worst parts of any city in the country in the Overtown area.

---

ok, give me some of what you like and I will see where to direct

---

I go to Miami about 5x a year. I know the area well. I'm merely saying that Calle Ocho is a fun visit in the day time…if you stay on SW8th St but I wouldn't venture far from that, especially at night.

---

I generally visit during the unless some great latin band is playing. Just started going to Miami the last 5yrs or so. Gotten to really like it as it seems like another country which is cool.

J.R. said:

---

nein51 said:

---

J.R. said:

---

nein51 said:

---

J.R. said:

---

KaiBear said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

I sell tools for a living…to professional technicians…people who get paid to fix stuff.

Theres not a week that goes by that some guy doesn't bring me something that is easily fixed and say "this is broken I need to buy a new one".

If THOSE GUYS can't fix *very* basic stuff there's no hope the average American should be building their own home without inspections.

Anyone who thinks that's a good idea should spend 2 hours on Instagram watching home renovation videos. I've seen several people take out load bearing walls.

---

I don't say a word about no inspections.

I just said government codes/laws in other words regulations have made it to where it is next to impossible.

I also highlighted what you focused on with my paragraph about lower quality of tool knowledge.

My point still stands that the government has taken this option completely off the table.

Whether we are talking completely building your own home, to additions, many renovations, or even additions/renovations on your property.

---

Those codes exist for a reason. I wanted this house so badly a few years back. It was absolutely stunning. Designed and built by a very talented architect. It had so many code violations it couldn't pass an inspection so no loan could be take.

One of those violations was sliding glass doors that opened fully and left a drop of about 40'.

I think we should make permitting MUCH easier, I think anywhere you can eliminate the government you should but I don't want the average handyman building his own home or addition.

What I would prefer is that commercial home builders be held to a higher standard.

FTR, you can still build your own stuff if you simply move out of the city. There is no permit required for any building on our current property…which is how you get two 32x48 barns with pony boxes run off a box in the garage which is a pony box to the one in the basement.

---

Again not what I was saying.


If it comes with step by step directions, pre built parts then people should be able to build it. Like the Sears home.

Not a guy just winging it in his backyard.

As to the "simply move out of the city" comment…… yes if one can afford to do that/has a job that allows that.

Which comes full circle to the start of this thread about house affordability and location. Young people cannot afford to do that.

---

I have a roughly 3000 sq ft home with two 32x48 out buildings, 10 acres and a pool. It cost around $450,000. If it was 15 miles north it would have cost me 2.5 times that amount. I chose to move further out because this property is what I wanted. It's less convenient, we are in the middle of nowhere, but it's worth it.

We visit Miami multiple times a year.

This is the most entitled generation in history. They don't want to put in any of the work or struggles their parents did. I don't blame them because I see this is as the result of participation trophy parenting.

This conversation is so ridiculous I had a 19 year old customer that makes $16/hr tell me about how he wanted to buy a house. What in the world does a 19 year old need to own a home for?

---

A. Good for you. Well done.

B. Where in Miami ? Have yet to find an area worth visiting at night.

C. True, very entitled. And extremely ANGRY they don't have want they want NOW. Good point about participation trophy parenting. To be honest we were guilty of that to a point.

D, Don't see anything wrong with a 19 year old willing work towards owning a home. Gotta have goals.

---

Calle Ocho Kai. im no southbeach fella. Give me some righteous Afro-Cuban beat and a tasty Cigar down there and I'm good. If you want the best and I mean the Best Cubano sammie. It's ballin. https://sanguich.com

---

That area is terrible. SW8th St in the tourist parts of town is fine but I wouldn't venture far from there at all.

Depending on where you are on SW8th you're about 5 blocks from one of the worst parts of any city in the country in the Overtown area.

---

ok, give me some of what you like and I will see where to direct

---

I go to Miami about 5x a year. I know the area well. I'm merely saying that Calle Ocho is a fun visit in the day time…if you stay on SW8th St but I wouldn't venture far from that, especially at night.

---

I generally visit during the unless some great latin band is playing. Just started going to Miami the last 5yrs or so. Gotten to really like it as it seems like another country which is cool.

---

It's a real weird place in that you're in the US but only by borders. Mostly Latin, lots of caribe and most of the white people you see are eastern bloc. We love it down there and will almost certainly retire in that area.

Next time you're in town go to Viscaya; it's the former Deering estate (Case, International Harvester). An absolute monument to "F YOU" money. Not gaudy but incredible.

If money was no object there are some insane places around Bal Harbor. If you want to shake your head take Old Cutler road from Coconut Grove to Cutler Bay. There must be a couple hundred true to god Mansions on that route.

Rental market deflation is spreading across the U.S.

Austin is down 22% from peak.
Fort Myers is down 19%
Denver is -13%
Atlanta is -11%
Nashville is -11%
Dallas is -11%

Landlords are doing big rent cuts across the Sun Belt and West.

In some cases, they're even offering 3… pic.twitter.com/3X9dWrNrw8

— Nick Gerli (@nickgerli1) March 20, 2026

boognish_bear said:

---

Rental market deflation is spreading across the U.S.

Austin is down 22% from peak.
Fort Myers is down 19%
Denver is -13%
Atlanta is -11%
Nashville is -11%
Dallas is -11%

Landlords are doing big rent cuts across the Sun Belt and West.

In some cases, they're even offering 3… pic.twitter.com/3X9dWrNrw8

— Nick Gerli (@nickgerli1) March 20, 2026

---

Good. This will ripple through the housing market since that will increase demand for apartment living. When teh difference between rental and owning is significant, it can't help but do so.

Let me explain exactly why every new subdivision in America looks like the top photo, because the math is wild.

A mature tree increases a home's value by 7 to 19 percent. On a $400,000 house, that's $28,000 to $76,000. A single shade tree produces the cooling equivalent of ten… https://t.co/jgzxpuTEY4

— Aakash Gupta (@aakashgupta) March 20, 2026

The first part is causation vs correlation and an utter fallacy. Planting trees won't increase home value. Homes with mature trees are often in older neighborhoods, larger lots and larger homes.

He's right about the second bit. We rarely run the ac in the summer and it gets really warm here (mid 90s pretty often) but my back yard has a small tree farm which is to say acres of trees and with the tree cover and the breeze we use the windows a lot.

So today one of my coworkers told me something I wasn't even aware could happen. But sounds a lot like insurance companies not wanting to do what customers pay them for.

He and his wife are going to buy a new house, have put an offer in and started talking to insurance. His insurance company told him because he has a claim from almost 10 years ago and one from 3 years, and the house he put an offer in has 3 claims over the last 5 years the house is deemed poor "location" (or similar wording) and he is high risk because of his claims.

So the insurance company, who he currently has home owners insurance with, won't insure him at this house.

I have heard of companies dropping people for causing too many car accidents, damaging rentals, damaging their house and filing claims that border on fraud but never for legitimate claims and the claims being so far apart and 3 of them being at the target house.

I am sure I didn't get the whole story but it seems to me they (insurance) has had to pay out too much in claims due to rising costs and this is their way of cutting costs. But it seems like it shouldn't be legal for a current customer to be denied buying a new house because of the previous owners claims.

cowboycwr said:

---

So today one of my coworkers told me something I wasn't even aware could happen. But sounds a lot like insurance companies not wanting to do what customers pay them for.

He and his wife are going to buy a new house, have put an offer in and started talking to insurance. His insurance company told him because he has a claim from almost 10 years ago and one from 3 years, and the house he put an offer in has 3 claims over the last 5 years the house is deemed poor "location" (or similar wording) and he is high risk because of his claims.

So the insurance company, who he currently has home owners insurance with, won't insure him at this house.

I have heard of companies dropping people for causing too many car accidents, damaging rentals, damaging their house and filing claims that border on fraud but never for legitimate claims and the claims being so far apart and 3 of them being at the target house.

I am sure I didn't get the whole story but it seems to me they (insurance) has had to pay out too much in claims due to rising costs and this is their way of cutting costs. But it seems like it shouldn't be legal for a current customer to be denied buying a new house because of the previous owners claims.

---

When we moved recently I had the insurance company send an adjuster to decide if the closet with water damage in the last house would be covered since it was clearly part of a roof claim they paid out 2 years ago. They denied that claim. No big. We were moving anyhow.

Because I called them that showed as a claim. They paid literally nothing but it was still a claim. Made the insurance at the new house higher. Because I had them come look at a closet.

nein51 said:

---

cowboycwr said:

---

So today one of my coworkers told me something I wasn't even aware could happen. But sounds a lot like insurance companies not wanting to do what customers pay them for.

He and his wife are going to buy a new house, have put an offer in and started talking to insurance. His insurance company told him because he has a claim from almost 10 years ago and one from 3 years, and the house he put an offer in has 3 claims over the last 5 years the house is deemed poor "location" (or similar wording) and he is high risk because of his claims.

So the insurance company, who he currently has home owners insurance with, won't insure him at this house.

I have heard of companies dropping people for causing too many car accidents, damaging rentals, damaging their house and filing claims that border on fraud but never for legitimate claims and the claims being so far apart and 3 of them being at the target house.

I am sure I didn't get the whole story but it seems to me they (insurance) has had to pay out too much in claims due to rising costs and this is their way of cutting costs. But it seems like it shouldn't be legal for a current customer to be denied buying a new house because of the previous owners claims.

---

When we moved recently I had the insurance company send an adjuster to decide if the closet with water damage in the last house would be covered since it was clearly part of a roof claim they paid out 2 years ago. They denied that claim. No big. We were moving anyhow.

Because I called them that showed as a claim. They paid literally nothing but it was still a claim. Made the insurance at the new house higher. Because I had them come look at a closet.

---

Total BS

nein51 said:

---

cowboycwr said:

---

So today one of my coworkers told me something I wasn't even aware could happen. But sounds a lot like insurance companies not wanting to do what customers pay them for.

He and his wife are going to buy a new house, have put an offer in and started talking to insurance. His insurance company told him because he has a claim from almost 10 years ago and one from 3 years, and the house he put an offer in has 3 claims over the last 5 years the house is deemed poor "location" (or similar wording) and he is high risk because of his claims.

So the insurance company, who he currently has home owners insurance with, won't insure him at this house.

I have heard of companies dropping people for causing too many car accidents, damaging rentals, damaging their house and filing claims that border on fraud but never for legitimate claims and the claims being so far apart and 3 of them being at the target house.

I am sure I didn't get the whole story but it seems to me they (insurance) has had to pay out too much in claims due to rising costs and this is their way of cutting costs. But it seems like it shouldn't be legal for a current customer to be denied buying a new house because of the previous owners claims.

---

When we moved recently I had the insurance company send an adjuster to decide if the closet with water damage in the last house would be covered since it was clearly part of a roof claim they paid out 2 years ago. They denied that claim. No big. We were moving anyhow.

Because I called them that showed as a claim. They paid literally nothing but it was still a claim. Made the insurance at the new house higher. Because I had them come look at a closet.

---

Yeah I have heard of that before. If you call insurance and the send someone to look at an issue, even if the deem it is not an insurance issue it still goes on your "record."

It is total BS.

How are people to know what is allowable and what isn't when it is water damage, or really most any type of damage.

Using insurance should not cause your rates to go up. That is why we pay it. For them to fix things. We shouldn't be forced to legally buy it if the companies are going to turn around and charge people crazy rates, deny people for having a claim (when that is the exact purpose of insurance), or the other BS they do. And yet people with multiple tickets, duis, have committed insurance fraud, etc. still have insurance…..

I still can't get past his story of the other house is high risk because of the previous owners having multiple claims. Seems like something insurance would say but how are home buyers supposed to know that or control that?

I think for those who are or about to be in the market, dust off that powder. Yall bout to have options. Housing has to take a hit due to inflation, period. This is when you look for those "kick ass" folks is the fancy house they can't afford. First to go

cowboycwr said:

---

nein51 said:

---

cowboycwr said:

---

So today one of my coworkers told me something I wasn't even aware could happen. But sounds a lot like insurance companies not wanting to do what customers pay them for.

He and his wife are going to buy a new house, have put an offer in and started talking to insurance. His insurance company told him because he has a claim from almost 10 years ago and one from 3 years, and the house he put an offer in has 3 claims over the last 5 years the house is deemed poor "location" (or similar wording) and he is high risk because of his claims.

So the insurance company, who he currently has home owners insurance with, won't insure him at this house.

I have heard of companies dropping people for causing too many car accidents, damaging rentals, damaging their house and filing claims that border on fraud but never for legitimate claims and the claims being so far apart and 3 of them being at the target house.

I am sure I didn't get the whole story but it seems to me they (insurance) has had to pay out too much in claims due to rising costs and this is their way of cutting costs. But it seems like it shouldn't be legal for a current customer to be denied buying a new house because of the previous owners claims.

---

When we moved recently I had the insurance company send an adjuster to decide if the closet with water damage in the last house would be covered since it was clearly part of a roof claim they paid out 2 years ago. They denied that claim. No big. We were moving anyhow.

Because I called them that showed as a claim. They paid literally nothing but it was still a claim. Made the insurance at the new house higher. Because I had them come look at a closet.

---

Yeah I have heard of that before. If you call insurance and the send someone to look at an issue, even if the deem it is not an insurance issue it still goes on your "record."

It is total BS.

How are people to know what is allowable and what isn't when it is water damage, or really most any type of damage.

Using insurance should not cause your rates to go up. That is why we pay it. For them to fix things. We shouldn't be forced to legally buy it if the companies are going to turn around and charge people crazy rates, deny people for having a claim (when that is the exact purpose of insurance), or the other BS they do. And yet people with multiple tickets, duis, have committed insurance fraud, etc. still have insurance…..

I still can't get past his story of the other house is high risk because of the previous owners having multiple claims. Seems like something insurance would say but how are home buyers supposed to know that or control that?

---

I assume they look at it like a house in a flood plain. If a house has been a cause of claims then there's no reason to assume it wouldn't be a cause of claims going forward.

Insurance companies are just giant digital actuary tables.

nein51 said:

---

J.R. said:

---

nein51 said:

---

J.R. said:

---

KaiBear said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

I sell tools for a living…to professional technicians…people who get paid to fix stuff.

Theres not a week that goes by that some guy doesn't bring me something that is easily fixed and say "this is broken I need to buy a new one".

If THOSE GUYS can't fix *very* basic stuff there's no hope the average American should be building their own home without inspections.

Anyone who thinks that's a good idea should spend 2 hours on Instagram watching home renovation videos. I've seen several people take out load bearing walls.

---

I don't say a word about no inspections.

I just said government codes/laws in other words regulations have made it to where it is next to impossible.

I also highlighted what you focused on with my paragraph about lower quality of tool knowledge.

My point still stands that the government has taken this option completely off the table.

Whether we are talking completely building your own home, to additions, many renovations, or even additions/renovations on your property.

---

Those codes exist for a reason. I wanted this house so badly a few years back. It was absolutely stunning. Designed and built by a very talented architect. It had so many code violations it couldn't pass an inspection so no loan could be take.

One of those violations was sliding glass doors that opened fully and left a drop of about 40'.

I think we should make permitting MUCH easier, I think anywhere you can eliminate the government you should but I don't want the average handyman building his own home or addition.

What I would prefer is that commercial home builders be held to a higher standard.

FTR, you can still build your own stuff if you simply move out of the city. There is no permit required for any building on our current property…which is how you get two 32x48 barns with pony boxes run off a box in the garage which is a pony box to the one in the basement.

---

Again not what I was saying.


If it comes with step by step directions, pre built parts then people should be able to build it. Like the Sears home.

Not a guy just winging it in his backyard.

As to the "simply move out of the city" comment…… yes if one can afford to do that/has a job that allows that.

Which comes full circle to the start of this thread about house affordability and location. Young people cannot afford to do that.

---

I have a roughly 3000 sq ft home with two 32x48 out buildings, 10 acres and a pool. It cost around $450,000. If it was 15 miles north it would have cost me 2.5 times that amount. I chose to move further out because this property is what I wanted. It's less convenient, we are in the middle of nowhere, but it's worth it.

We visit Miami multiple times a year.

This is the most entitled generation in history. They don't want to put in any of the work or struggles their parents did. I don't blame them because I see this is as the result of participation trophy parenting.

This conversation is so ridiculous I had a 19 year old customer that makes $16/hr tell me about how he wanted to buy a house. What in the world does a 19 year old need to own a home for?

---

A. Good for you. Well done.

B. Where in Miami ? Have yet to find an area worth visiting at night.

C. True, very entitled. And extremely ANGRY they don't have want they want NOW. Good point about participation trophy parenting. To be honest we were guilty of that to a point.

D, Don't see anything wrong with a 19 year old willing work towards owning a home. Gotta have goals.

---

Calle Ocho Kai. im no southbeach fella. Give me some righteous Afro-Cuban beat and a tasty Cigar down there and I'm good. If you want the best and I mean the Best Cubano sammie. It's ballin. https://sanguich.com

---

That area is terrible. SW8th St in the tourist parts of town is fine but I wouldn't venture far from there at all.

Depending on where you are on SW8th you're about 5 blocks from one of the worst parts of any city in the country in the Overtown area.

---

ok, give me some of what you like and I will see where to direct

---

I go to Miami about 5x a year. I know the area well. I'm merely saying that Calle Ocho is a fun visit in the day time…if you stay on SW8th St but I wouldn't venture far from that, especially at night.

---

Going back to West Palm Beach in May.

Are there any areas of Miami you would recommend for a day visit ?

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

cowboycwr said:

---

So today one of my coworkers told me something I wasn't even aware could happen. But sounds a lot like insurance companies not wanting to do what customers pay them for.

He and his wife are going to buy a new house, have put an offer in and started talking to insurance. His insurance company told him because he has a claim from almost 10 years ago and one from 3 years, and the house he put an offer in has 3 claims over the last 5 years the house is deemed poor "location" (or similar wording) and he is high risk because of his claims.

So the insurance company, who he currently has home owners insurance with, won't insure him at this house.

I have heard of companies dropping people for causing too many car accidents, damaging rentals, damaging their house and filing claims that border on fraud but never for legitimate claims and the claims being so far apart and 3 of them being at the target house.

I am sure I didn't get the whole story but it seems to me they (insurance) has had to pay out too much in claims due to rising costs and this is their way of cutting costs. But it seems like it shouldn't be legal for a current customer to be denied buying a new house because of the previous owners claims.

---

When we moved recently I had the insurance company send an adjuster to decide if the closet with water damage in the last house would be covered since it was clearly part of a roof claim they paid out 2 years ago. They denied that claim. No big. We were moving anyhow.

Because I called them that showed as a claim. They paid literally nothing but it was still a claim. Made the insurance at the new house higher. Because I had them come look at a closet.

---

Yeah I have heard of that before. If you call insurance and the send someone to look at an issue, even if the deem it is not an insurance issue it still goes on your "record."

It is total BS.

How are people to know what is allowable and what isn't when it is water damage, or really most any type of damage.

Using insurance should not cause your rates to go up. That is why we pay it. For them to fix things. We shouldn't be forced to legally buy it if the companies are going to turn around and charge people crazy rates, deny people for having a claim (when that is the exact purpose of insurance), or the other BS they do. And yet people with multiple tickets, duis, have committed insurance fraud, etc. still have insurance…..

I still can't get past his story of the other house is high risk because of the previous owners having multiple claims. Seems like something insurance would say but how are home buyers supposed to know that or control that?

---

I assume they look at it like a house in a flood plain. If a house has been a cause of claims then there's no reason to assume it wouldn't be a cause of claims going forward.

Insurance companies are just giant digital actuary tables.

---

I could get that if the problem is the house and not lack of care/maintenance from previous owners. Seems wrong to punish someone buying a house because the previous owners had a bunch of claims for things that clearly needed better maintenance/replacement.

For example, if one of the claims was for a new roof after a bad hail storm and the old roof was over 10 years it should be reasoned that the new roof will withstand hail storms/wind for the next 10 years minimum.

Same for any sort of AC, appliance or water leak. If the water heater leaked and was replaced it shouldn't happen again for a while.

KaiBear said:

---

nein51 said:

---

J.R. said:

---

nein51 said:

---

J.R. said:

---

KaiBear said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

cowboycwr said:

---

nein51 said:

---

I sell tools for a living…to professional technicians…people who get paid to fix stuff.

Theres not a week that goes by that some guy doesn't bring me something that is easily fixed and say "this is broken I need to buy a new one".

If THOSE GUYS can't fix *very* basic stuff there's no hope the average American should be building their own home without inspections.

Anyone who thinks that's a good idea should spend 2 hours on Instagram watching home renovation videos. I've seen several people take out load bearing walls.

---

I don't say a word about no inspections.

I just said government codes/laws in other words regulations have made it to where it is next to impossible.

I also highlighted what you focused on with my paragraph about lower quality of tool knowledge.

My point still stands that the government has taken this option completely off the table.

Whether we are talking completely building your own home, to additions, many renovations, or even additions/renovations on your property.

---

Those codes exist for a reason. I wanted this house so badly a few years back. It was absolutely stunning. Designed and built by a very talented architect. It had so many code violations it couldn't pass an inspection so no loan could be take.

One of those violations was sliding glass doors that opened fully and left a drop of about 40'.

I think we should make permitting MUCH easier, I think anywhere you can eliminate the government you should but I don't want the average handyman building his own home or addition.

What I would prefer is that commercial home builders be held to a higher standard.

FTR, you can still build your own stuff if you simply move out of the city. There is no permit required for any building on our current property…which is how you get two 32x48 barns with pony boxes run off a box in the garage which is a pony box to the one in the basement.

---

Again not what I was saying.


If it comes with step by step directions, pre built parts then people should be able to build it. Like the Sears home.

Not a guy just winging it in his backyard.

As to the "simply move out of the city" comment…… yes if one can afford to do that/has a job that allows that.

Which comes full circle to the start of this thread about house affordability and location. Young people cannot afford to do that.

---

I have a roughly 3000 sq ft home with two 32x48 out buildings, 10 acres and a pool. It cost around $450,000. If it was 15 miles north it would have cost me 2.5 times that amount. I chose to move further out because this property is what I wanted. It's less convenient, we are in the middle of nowhere, but it's worth it.

We visit Miami multiple times a year.

This is the most entitled generation in history. They don't want to put in any of the work or struggles their parents did. I don't blame them because I see this is as the result of participation trophy parenting.

This conversation is so ridiculous I had a 19 year old customer that makes $16/hr tell me about how he wanted to buy a house. What in the world does a 19 year old need to own a home for?

---

A. Good for you. Well done.

B. Where in Miami ? Have yet to find an area worth visiting at night.

C. True, very entitled. And extremely ANGRY they don't have want they want NOW. Good point about participation trophy parenting. To be honest we were guilty of that to a point.

D, Don't see anything wrong with a 19 year old willing work towards owning a home. Gotta have goals.

---

Calle Ocho Kai. im no southbeach fella. Give me some righteous Afro-Cuban beat and a tasty Cigar down there and I'm good. If you want the best and I mean the Best Cubano sammie. It's ballin. https://sanguich.com

---

That area is terrible. SW8th St in the tourist parts of town is fine but I wouldn't venture far from there at all.

Depending on where you are on SW8th you're about 5 blocks from one of the worst parts of any city in the country in the Overtown area.

---

ok, give me some of what you like and I will see where to direct

---

I go to Miami about 5x a year. I know the area well. I'm merely saying that Calle Ocho is a fun visit in the day time…if you stay on SW8th St but I wouldn't venture far from that, especially at night.

---

Going back to West Palm Beach in May.

Are there any areas of Miami you would recommend for a day visit ?

---

It really depends on what you like to do. Just DM me and give me an idea of what a fun day looks like to you and I'm happy to make some recommendations

very little of urban american is undergoing gentrification pic.twitter.com/4mBBcc5L9e

— Matthew Zeitlin (@MattZeitlin) March 29, 2026