Why can't young people afford houses?

93,840 Views | 1282 Replies | Last: 3 days ago by whiterock
cowboycwr
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 11:22a, 10/22/25
boognish_bear said:


As another poster pointed out they own their apartment. Not a house. And I would question if they actually own it or if it their government claiming that like they claim no unemployment, homelessness, poor, everyone is educated, etc.
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
11:55a, 10/22/25
Reply Quote
2
Bruisers Burner Phone
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
12:33p, 10/22/25
China's Homeowners Facing Disaster as Chinese Property Market Continues to Collapse.

Anatomy of China's Housing Crisis: Ending Financial Repression | Cato at Liberty Blog

Home ownership percentages are not all they are cracked up to be. The reason there is such a high ownership rate is that home ownership was the subject of massive speculation and perceived as an easy way to become wealthy. Turns out that markets exist and work even when the government tries to stifle them.
Reply Quote
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 5:11p, 10/22/25
boognish_bear said:

They are working on the same in Ohio. So the question is…what replaces that tax money
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 5:34p, 10/22/25
nein51 said:
boognish_bear said:

They are working on the same in Ohio. So the question is…what replaces that tax money


If they aren't reducing government expenses in some meaningful way then acts like this just become a shell game for them where they will get the money from the taxpayer in some other way.

Unless Florida is dealing with a big surplus.
Reply Quote
1 edit
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 5:44p, 10/22/25
boognish_bear said:
nein51 said:
boognish_bear said:

They are working on the same in Ohio. So the question is…what replaces that tax money


If they aren't reducing government expenses in some meaningful way then acts like this just become a shell game for them where they will get the money from the taxpayer in some other way.

Unless Florida is dealing with a big surplus.

Florida has no state income tax so a huge chunk of their budget comes from property tax. You have to replace that income. Since they aren't proposing an income tax it almost surely has to come from taxes on fuel, sales and tourism.
Reply Quote
muddybrazos
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 6:00p, 10/22/25
nein51 said:
boognish_bear said:

They are working on the same in Ohio. So the question is…what replaces that tax money

In FL it would probabably be tacked on to tourists somehow. In Ohio that is not gonna be an option. It seems like the roads in Ohio all go right to Myrtle Beach or Charleston.
Reply Quote
FLBear5630
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 6:09p, 10/22/25
nein51 said:
boognish_bear said:

They are working on the same in Ohio. So the question is…what replaces that tax money

We are going to have to see a higher sales tax or VAT... Income Tax won't fly i FL, too many fixed income.
Reply Quote
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to muddybrazos • 6:16p, 10/22/25
muddybrazos said:
nein51 said:
boognish_bear said:

They are working on the same in Ohio. So the question is…what replaces that tax money

In FL it would probabably be tacked on to tourists somehow. In Ohio that is not gonna be an option. It seems like the roads in Ohio all go right to Myrtle Beach or Charleston.

Ohio has a state income tax. I assume if we do it my income tax will go up.
Reply Quote
1
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
7:34p, 10/22/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
7:34p, 10/22/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
5:48p, 10/23/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
8:29p, 10/23/25
Well… Enjoy staying in your house

Reply Quote
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 8:50p, 10/23/25
I literally said that multiple times in this thread lol. Delusion is super real in the pricing right now.
Reply Quote
cowboycwr
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 9:50p, 10/23/25
boognish_bear said:


What is driving the cancellations?
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to cowboycwr • 10:02p, 10/23/25
cowboycwr said:
boognish_bear said:


What is driving the cancellations?


Part of that tweet is cut off unless you click on it. The rest of it said it is due to...

"Cancellations are especially high in Florida and Texas, driven by mismatched expectations on price, repairs, and concessions. In a market of high prices, rising mortgage rates, and low competition, buyers seek perfection while sellers aim to protect their profits."
Reply Quote
Redbrickbear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
11:18p, 10/27/25
Reply Quote
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Redbrickbear • 5:40a, 10/28/25
So I get the desire for walkability. I really do. But some of these ******$ just don't seem to realize that walkability went out the window when Texas became 5X larger than the whole of England.

Ie to transform Houston into a city like London or Paris would require trillions of dollars, a complete change in lifestyle for the overwhelming majority of Americans and a very heavy handed use of imminent domain.

A city the size of Houston (from Alvin to The Woodlands is over 50 miles, loop 610 is 40ish miles long and the outer loop will be almost 150 miles) would probably need to be broken into 20 smaller cities to even contemplate mass changes to roadways/public transport/walking.

That's assuming the things you need to have walkability even want to be in some parts of Houston.

I'll go to my grave not understanding why some Americans just cannot understand that we are not like Europe and the only reason Europe is like Europe is a lack of land.

The whole of Western Europe fits in the American Southwest with many hundreds of thousands of acres to spare.
Reply Quote
2
FLBear5630
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 7:50a, 10/28/25
nein51 said:
So I get the desire for walkability. I really do. But some of these ******$ just don't seem to realize that walkability went out the window when Texas became 5X larger than the whole of England.

Ie to transform Houston into a city like London or Paris would require trillions of dollars, a complete change in lifestyle for the overwhelming majority of Americans and a very heavy handed use of imminent domain.

A city the size of Houston (from Alvin to The Woodlands is over 50 miles, loop 610 is 40ish miles long and the outer loop will be almost 150 miles) would probably need to be broken into 20 smaller cities to even contemplate mass changes to roadways/public transport/walking.

That's assuming the things you need to have walkability even want to be in some parts of Houston.

I'll go to my grave not understanding why some Americans just cannot understand that we are not like Europe and the only reason Europe is like Europe is a lack of land.

The whole of Western Europe fits in the American Southwest with many hundreds of thousands of acres to spare.

They also do not understand that the "walkable" parts of Europe are very concise city centers. Or, that the great rail is intercity, not commuter. Or, that while having their walkable areas they are building and improving toll roads at the same pace or more. This is Amsterdam, the most walkable city.



This is Houston...



This is Copenhagen



Look similar? The walkable area they are talking about is the tourist areas that are almost all City Centers. The difference (and I have talked with both Amsterdam's and Copenhagen's/Denmark's traffic engineers) is the use of economics. The tax the hell out of cars, fuel, parking, and insurance, the bottom-line the only people walking are those that can't afford cars. The wealthy, drive. Copenhagen with all that STILL had to triple parking cost because too many people were taking cars. Nobody wants to ride a bicycle in 40 degree temperatures. Was there in 2022 in October and literally talked to people riding to work, they couldn't wait until they could afford a car.
Reply Quote
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to FLBear5630 • 8:25a, 10/28/25
Yes. I've decided it boils down to a bunch of people who have never actually been to Europe talking about how much better it is.
Reply Quote
2
Redbrickbear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
9:26a, 10/28/25
Reply Quote
J.R.
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 10:56a, 10/28/25
nein51 said:
Yes. I've decided it boils down to a bunch of people who have never actually been to Europe talking about how much better it is.

yup. the European large cities are just different and there really isn't a comparison. Cities easy to get around are: Paris (currently back living here for a while), London, Hong Kong, Japan. Just a way different way of life. each needs to figure what they like. Nein, I think you commented on getting from Alvin to the other side of Houston. In Paris, you'd be in Spain.
Reply Quote
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to J.R. • 11:10a, 10/28/25
J.R. said:
nein51 said:
Yes. I've decided it boils down to a bunch of people who have never actually been to Europe talking about how much better it is.

yup. the European large cities are just different and there really isn't a comparison. Cities easy to get around are: Paris (currently back living here for a while), London, Hong Kong, Japan. Just a way different way of life. each needs to figure what they like. Nein, I think you commented on getting from Alvin to the other side of Houston. In Paris, you'd be in Spain.

Exactly. There's just no way to compare
Reply Quote
cowboycwr
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Redbrickbear • 1:09p, 10/28/25
Redbrickbear said:


I grew up in Houston. I do not want to walk anywhere in Houston in summer time. Or fall. Or spring. Or really most of winter.

Same for the rest of Texas.

I don't want to go the grocery store every day for groceries.

Reply Quote
1
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to cowboycwr • 1:17p, 10/28/25
I grew up going to the market every day for groceries
Reply Quote
Redbrickbear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 2:25p, 10/28/25
We need more fully American designed cities (inspired by old world European type cities)


Reply Quote
Redbrickbear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 11:15p, 10/28/25
nein51 said:
Yes. I've decided it boils down to a bunch of people who have never actually been to Europe talking about how much better it is.


At some point we have to try something a little different.

Our cities keep getting more expensive to live in…and worse to get around


Reply Quote
FLBear5630
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 5:10a, 10/29/25
nein51 said:
I grew up going to the market every day for groceries

That's the way it was in New York growing up. You would walk up to the Avenue and go to 4 or 5 shops for dinner stuff. Everything revolved around the same 5 or 6 block area. Grandfather drove the subways for 30 years, lived off his route.
Reply Quote
1
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to FLBear5630 • 6:32a, 10/29/25
FLBear5630 said:
nein51 said:
I grew up going to the market every day for groceries

That's the way it was in New York growing up. You would walk up to the Avenue and go to 4 or 5 shops for dinner stuff. Everything revolved around the same 5 or 6 block area. Grandfather drove the subways for 30 years, lived off his route.

I grew up in Europe. Mostly Greece. We had one of those wire cart baskets. Walked to the market in the morning. Made lunch/dinner. Rinse and repeat. There were grocery stores but the market was closer. We had a car but it was a POS and Greece had restrictions on driving because of the smog so we walked everywhere. That often included miles not blocks.

They had busses but they were super unreliable.
Reply Quote
Redbrickbear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
12:38a, 10/30/25
Reply Quote
nein51
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Redbrickbear • 3:53a, 10/30/25
I'll say it; no one takes MARTA now. They even have their very own overtly racist name for it. Theres a reason no one uses MARTA.
Reply Quote
1
Redbrickbear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to nein51 • 10:44a, 10/30/25
nein51 said:
I'll say it; no one takes MARTA now. They even have their very own overtly racist name for it. Theres a reason no one uses MARTA.


I feel you

The USA needs public transport....and less car dependency...but its not likely to happen for a lot of reasons
Reply Quote
cowboycwr
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Redbrickbear • 1:05p, 10/30/25
Redbrickbear said:
nein51 said:
I'll say it; no one takes MARTA now. They even have their very own overtly racist name for it. Theres a reason no one uses MARTA.


I feel you

The USA needs public transport....and less car dependency...but its not likely to happen for a lot of reasons


No we don't.
Reply Quote
1
FLBear5630
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to cowboycwr • 1:43p, 10/30/25
cowboycwr said:
Redbrickbear said:
nein51 said:
I'll say it; no one takes MARTA now. They even have their very own overtly racist name for it. Theres a reason no one uses MARTA.


I feel you

The USA needs public transport....and less car dependency...but its not likely to happen for a lot of reasons


No we don't.

We need more transportation options, but the last thing we need is public transportation as an answer.
Reply Quote
1
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
11:22p, 10/31/25
Reply Quote
 
×
subscribe Verify your student status
See Subscription Benefits
Trial only available to users who have never subscribed or participated in a previous trial.