boognish_bear said:
So true. This is my wife and I currently. We want to move to a house with a little bit of land. We don't "need" to move. A little more house would be nice but really we want the land to use.
But we currently have a low rate. We don't want to pay a ton more just for a high rate.
Same for cars. We don't have payments on either of our vehicles but would like to get newer ones to avoid the maintenance. But neither of us has ever bought a car at a rate higher than 3.9. But right now it seems no one is offering less than 5. Some don't go lower than 6.5.
Both sort of blow our mind a little because we have excellent credit and yet that doesn't even seem to budge the rates at all.