Recession

108,886 Views | 1479 Replies | Last: 2 days ago by boognish_bear
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
9:33p, 5/19/25
Some day when our kids are done with college and on their own completely I'll maybe spend a little more on a car...until then you will see me and my wife in a 5 to 10 year old Toyota/Honda/Mazda.

We are both fortunate to have short commutes so we can keep a car forever.
Reply Quote
Doc Holliday
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 11:24a, 5/22/25
boognish_bear said:
Some day when our kids are done with college and on their own completely I'll maybe spend a little more on a car...until then you will see me and my wife in a 5 to 10 year old Toyota/Honda/Mazda.

We are both fortunate to have short commutes so we can keep a car forever.
I'm fortunate to have a 401k with 100% match on contributions up to 10% of my salary.

It's truly golden handcuffs lol
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
11:20a, 5/23/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
11:52a, 5/23/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
3:43p, 5/28/25
Reply Quote
Doc Holliday
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 1:08p, 5/31/25
boognish_bear said:
This is my biggest concern. Once people stop buying goods/services, that's when things crash.
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Doc Holliday • 6:07p, 5/31/25
Doc Holliday said:
boognish_bear said:
This is my biggest concern. Once people stop buying goods/services, that's when things crash.


Yep... those stories of people using Klarna to buy groceries are kind of terrifying.
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
8:12p, 6/2/25
Reply Quote
Oldbear83
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 8:46p, 6/2/25
Suuuuuuuuuuure, and the Covid vaccine was harmless and saved lives.
Reply Quote
Fre3dombear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 10:52p, 6/2/25
boognish_bear said:


Read the book. They detail out the money laundering enterprise in that far away place bill gates is so fond of
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
8:21p, 6/3/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
10:27a, 6/8/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
3:54p, 6/19/25
Reply Quote
Doc Holliday
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 5:00p, 6/22/25
boognish_bear said:
They're right. If you're not getting a STEM, Medical or law degree, it's honestly a waste of money. Outside of those degrees, just got to a JUCO for two years and then transfer to a 4 year.

Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
7:46p, 6/23/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
10:45a, 6/24/25
Reply Quote
FLBear5630
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 11:10a, 6/24/25
boognish_bear said:
Is it because there are no jobs or the value of their degree OR are they are not willing to take the entry level jobs and put their time in?

There seems to be a lot of mismatch expectations in the country lately.
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
5:11p, 6/24/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
9:47p, 6/24/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
12:19a, 6/25/25
Reply Quote
historian
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 7:05a, 6/25/25
Our Federal Reserve at work!
“Incline my heart to your testimonies, and not to selfish gain!”
Psalm 119:36
Reply Quote
Realitybites
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to Doc Holliday • 7:15a, 6/25/25
Doc Holliday said:
boognish_bear said:
They're right. If you're not getting a STEM, Medical or law degree, it's honestly a waste of money. Outside of those degrees, just got to a JUCO for two years and then transfer to a 4 year.


Even the STEM push isn't helping.

Physics majors unemployment rate = 7.8%
Computer engineering majors unemployment rate = 7.5%
Computer science majors unemployment rate = 6.1%

"Learn to Code" Backfires Spectacularly

The reality is that progressive policies resulted in an oversupply of colleges and degrees. The masters is the new bachelors. The actual bachelor's degree has been devalued. In medicine, going to medical school is only worth it if you're going to specialize. Otherwise go to PA school. The corporate structures that dominate medicine are not willing to pay more than midlevel rates for general medicine and the rise of them has resulted in the drop or stagnation of physician salaries across the board.

Dealing with this calls for a cultural shift. For some decades, the default setting of the high school graduate has been "go to college." That needs to change, and people need to start looking at college and graduate school like consumers who are buying a product. This isn't a secular humanist pilgrimage that you have to go on. Your default setting after high school should be to work/learn a trade/learn a business. If you can identify a specific school and specific major that will advance your life plans, go. Otherwise don't.
Reply Quote
3 edits
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
2:07p, 6/25/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
4:59p, 7/6/25
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
12:08p, 7/8/25
Reply Quote
KaiBear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 12:12p, 7/8/25
boognish_bear said:


Maybe down to 5%.
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
3:18p, 7/9/25
Reply Quote
4th and Inches
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 6:46p, 7/10/25
boognish_bear said:
preach!
Adopt A Bear 2025

94 Palmer Williams

Ray Guy Award Watch List
• Preseason Second-Team All-America (Phil Steele)
• Preseason Third-Team All-America (Athlon)
• Preseason All-Big 12 (Big 12 Media)
• Preseason First-Team All-Big 12 (Athlon, Phil Steele)
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
9:25p, 7/21/25
Krispy Kreme is good...but not $20 good

Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
7:02p, 7/30/25
Reply Quote
KaiBear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to boognish_bear • 8:10p, 7/30/25
boognish_bear said:
Krispy Kreme is good...but not $20 good



Maybe 20 dollar a dozen donuts might save lives.

Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to KaiBear • 8:46p, 7/30/25
KaiBear said:
boognish_bear said:
Krispy Kreme is good...but not $20 good



Maybe 20 dollar a dozen donuts might save lives.



Sin tax on donuts
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
9:28a, 7/31/25
Reply Quote
FLBear5630
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
In reply to KaiBear • 12:24p, 7/31/25
KaiBear said:
boognish_bear said:
Krispy Kreme is good...but not $20 good



Maybe 20 dollar a dozen donuts might save lives.


Well, bagels are going from 15 to 20 dollars and a container of Philadelphia cream cheese (1/3 fat free) is up to $7. If you want to avoid the sugar will still cost you.
Reply Quote
boognish_bear
User Profile
Private Message
Ignore User Stop Ignoring
How long do you want to ignore this user?
24 hours One week Permanently Cancel
12:51p, 7/31/25
I am actually an intermittent faster that skips breakfast and only has black coffee… So I save a few coins there
Reply Quote
 
×
subscribe Verify your student status
See Subscription Benefits
Trial only available to users who have never subscribed or participated in a previous trial.